162 North 400 East, BLDG C, Ste 205, St. George, UT 84770


Your New American Mortgage Starts Here

New American Funding – St. George provides informed advice and mortgage lending services to homeowners and future homeowners. St. George mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the St. George community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of St. George, UT as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe St. George is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite St. George team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.96/5 Based on 1,028 reviews

Carolyn E H.

Transaction Completed:

"Bent over backwards to accommodate us, having to do everything online."

Cedar City, UT

Laura C B.

Transaction Completed:

"Joe took the time to care about us and our first home. I will forever be grateful we had such amazing professionals helping us."

Milford, UT

Jace S.

Transaction Completed:

"Natalie is always the most knowledgable loan officer I come in contact with and had some great ideas for how to solve my problems and was able to execute them very well."

St George, UT

Tabytha D.

Transaction Completed:

"Joe and his entire team were very pleasant to work with and extremally knowledgeable. They helped and explained things to me along the way. I was told by other lenders what I wanted to do was not possible! But it was. Joe and his team accepted the challenge and helped me make my dreams a reality. I am grateful to Joe and his team for everything they did to help me, and for going the extra mile."

Enoch, UT


Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Meet The Team

News & Resources

Women's History in Homebuying and The New Trailblazers Image
Today, we celebrate the triumph of women becoming the largest sector of homeowners compared to single men. According to The Pew Research Center, single women owned 58% of the nearly 35.2 million homes owned by unmarried Americans, while single men held 42%.
Read More
Arizona First-Time Homebuyer Guide Image
Arizona is known for its natural beauty, with breathtaking landscapes that include the Grand Canyon, Sedona's red rocks, and the Sonoran Desert.
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New American Funding

St. George

162 North 400 East, BLDG C, Ste 205
St. George, UT 84770

Direct: (435)673-3972

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