Tracy, CA Mortgage Lenders

Tracy

1486 West 11th Street, ste 224, Tracy, CA 95376

Your New American Mortgage Starts Here

New American Funding – Tracy provides informed advice and mortgage lending services to homeowners and future homeowners. Tracy mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Tracy community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Tracy, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Tracy is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Tracy team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get Started Today!

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

Meet The Team

Alex Aslami

Area Production Manager

NMLS #957956

(209) 627-1337

Alex.Aslami@nafinc.com

Loan Products

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

FHA Loan

This mortgage loan allows for 3.5% down payment.

VA Loan

No down payment required. Special terms available to veterans and active duty military.

Cash Out Refinance

Turn your home's equity into cash.

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News & Resources

Vermont First-Time Homebuyer Guide

posted 12/5/2023 Ailin Goode Home Loans

Whether you want to ski on the slopes or enjoy the artisanal culture, if you’re buying your first home in Vermont, read on to learn what loans, programs, and resources might be available to meet your needs.

Wyoming First-Time Homebuyer Guide

posted 12/1/2023 Ailin Goode Home Loans

Buying your first home is an exciting and empowering milestone. Owning a home gives you a space to call your own, as well as an asset that offers its own benefits and can build generational wealth.

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.