St. Cloud , MN Mortgage Lenders

St. Cloud

4150 South Second St, Ste 325, St. Cloud, MN 56301

(320)201-1356

Your Mortgage Starts Here

New American Funding – St. Cloud provides informed advice and mortgage lending services to homeowners and future homeowners. St. Cloud mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the St. Cloud community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of St. Cloud, MN as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe St. Cloud is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite St. Cloud team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.95/5 Based on 885 reviews
5/5

Aaron D.

Transaction Completed:
12/11/2024

"Loved the almost daily commuhnication I was lacking from about everyhone else in the process. Everythign turned around quicker than I would have expected. It was a GREAT experience! I would definetly tell anyone to call Chad."

Grasston, MN
5/5

Susan J.

Transaction Completed:
12/10/2024

"Chad maintained a high degree of professionalism throughout the transaction. His level of communication and knowledge made everything run so smoothly. He gave our client the calming attention he needed As well as the best mortgage fit. As a seasoned agent, it was a pleasure to work with him. I have the utmost confidence in him ."

Grasston, MN
5/5

Irene J M.

Transaction Completed:
11/26/2024

"Chad was always pleasant and easy to get ahold of. This is the second time i I have used him"

White Bear Lake, MN
5/5

Tracy D.

Transaction Completed:
11/23/2024

"Amy's constant contact and willingness to help with any questions I had. She cared about us and the process and helped me not be so stressed with the loan process."

Morris, MN

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

News & Resources

From Debt to DTI: The Real-Life Costs That Impact Home Affordability Image
Homeownership costs go beyond the mortgage—budget for repairs, maintenance, and unexpected expenses.
Read More
How to Figure Out How Much Home Can You Afford Image
Unless you’ve already used a Home Affordability Tool or undergone a homebuying assessment, it may be difficult to figure out how much home you can afford.
Read More
Location

New American Funding

St. Cloud

4150 South Second St, Ste 325
St. Cloud, MN 56301

Direct: (320)201-1356

Contact Us