The Josh Patrick Group, CA Mortgage Lenders

The Josh Patrick Group

1 MacArthur Place, Suite 800, Santa Ana, CA 92707

Your Mortgage Starts Here

New American Funding – Santa Ana provides informed advice and mortgage lending services to homeowners and future homeowners. Santa Ana mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Santa Ana community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Santa Ana, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Santa Ana is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Santa Ana team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

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Loan Products

FHA Loan

This mortgage loan allows for 3.5% down payment.

VA Loan

No down payment required. Special terms available to veterans and active duty military.

15 Year Fixed Mortgage

Lets you pay off your home loan faster.

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NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
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Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Housing News & Advice

Doctors, Dentists, and Pharmacists: How Physician Mortgages May Help You Buy a Home

Physician mortgages help qualifying medical professionals get a home loan with a low or no down payment. This may make it easier for these high earning professionals to buy a home earlier in their careers.

Who's This Company Asking for My Home Loan Payment? Mortgage Servicing Explained

A mortgage servicer is a company that typically takes over handling the home loan after it closes. This where homeowners will send mortgage payments or contact if there's an emergency.

If You’re Buying a Home, These 5 Steps May Help You Get Pre-Approved for a Mortgage

A mortgage pre-approval may give you an advantage in a competitive market. And many of the factors that lenders consider are things you can improve before you apply.

Location

New American Funding