Charlotte, NC Mortgage Lenders
Charlotte
14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277
New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Meet The Team
You're In Good Hands!
RAFAEL ENRIQUE G.
Transaction Completed:
12/3/2025
"I was very impressed with how knowledgeable the lender was and everything he said was accurate and worked out just as he said."
Lilian Quiroz
Transaction Completed:
11/30/2025
"We had a really great experience working with Oscar Reto team they were very knowledgeable professionals great communication skills quick great solving situations closing in record time we love the Oscar’s Reto team highly recommended. Thank you so much Oscar Reto again."
Lilian Yanet Q.
Transaction Completed:
11/29/2025
"Very professional,great communication,quick, they look for solutions,as much as they can the best team blessings to you all and keep it up the outstanding job??????????. we will highly recommend your team.!!"
Yiny Aguilar
Transaction Completed:
11/29/2025
"Working with New American Funding, especially with Oscar, made the whole process incredibly smooth and stress-free. Everything was explained in a clear and simple way that made it easy to understand, even when it came to complicated parts like numbers, timelines, and closing steps. They were patient, responsive, and made me feel confident and supported from start to finish. I truly appreciated how professional, friendly, and efficient the experience was."
Loan Products
NAF Cash Can Turn You into a Cash Buyer
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PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
Mortgage Calculators
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Housing News & Advice
New American Funding
Charlotte
Charlotte, NC 28277
Direct: (704)448-0239