Charlotte, NC Mortgage Lenders


14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277


Your New American Mortgage Starts Here

New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.97/5 Based on 678 reviews

Elvin Marin A.

Transaction Completed:

"excellent help nice experience"

Charlotte, NC

Andrea Prado

Transaction Completed:

"I loved working with Oscar and his team! Very communicative and were very helpful with my closing! Bi-lingual team that cares about your best interest!"


Andrea Mabel P.

Transaction Completed:

"Loved how communicative and how helpful this team was with my closing! Everyone was so kind and explained things very thoroughly, and I would definitely recommend this lender/team to anyone I know!!"

Gastonia, NC

William Lawrence H.

Transaction Completed:

"This process was exhausting but made easier by Bernardo."

China Grove, NC


Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Meet The Team

Diana Pollard

Licensed Loan Officer Assistant

NMLS #2172001

(704) 244-7689

Marlene Pena

Licensed Loan Officer Assistant

NMLS #1341314

(336) 655-0206

Rosa Rivera
Rosa Rivera

Loan Officer Assistant

(803) 979-0019

News & Resources

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NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.


New American Funding


14120 Ballantyne Corporate Place, Ste. 150
Charlotte, NC 28277

Direct: (704)448-0239

Contact Us