Charlotte, NC Mortgage Lenders

Charlotte

14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277

(704)448-0239

Your Mortgage Starts Here

New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Maria Ranallo
Maria Ranallo

Loan Officer Assistant

NMLS #2304414

(704) 368-4559

Marlene Pena

Licensed Loan Officer Assistant

NMLS #1341314

(704) 595-2441

Rosa Rivera
Rosa Rivera

Loan Officer Assistant

(704) 464-4477

Deborah Foster

Licensed Loan Officer Assistant

NMLS #114892

(704) 439-2675

Chris Gonzalez

Sales Manager

NMLS #1242358

You're In Good Hands!

4.98/5 Based on 897 reviews
5/5

Kristin Arp

Transaction Completed:
6/21/2025

"My husband I were first time buyers. Oscar and his team helped us so much through this process. They were consistently in contact with us, ensuring we understood the next steps and the requirements to complete those steps. They made our loan feel like their first priority and were easily accessible, day or night. I cannot recommend them highly enough!"

5/5

Kristin Nicole J.

Transaction Completed:
6/20/2025

"Oscar and his team made our home buying process so effortless. All information was upfront and his team wass was accessible at any time of the day. Oscar and his team made us feel like such a priority and we knew we were in good hands from the beginning."

York, SC
5/5

Jacinto Javier R.

Transaction Completed:
6/20/2025

"Everything was fast and I had complete confidence in the work they did."

Fort Mill, SC
5/5

Miriam H.

Transaction Completed:
6/19/2025

"The professionalism and courteousness as well as keeping us informed was truly GREAT!"

Salisbury, NC

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

News & Resources

The Challenges Facing Transgender Homebuyers—And How to Overcome Them Image
For many transgender homebuyers, the path to ownership may be fraught. However, there are steps trans buyers can take for a less stressful homebuying experience. 
Read More
Student Loan Delinquency: A New Barrier to Homeownership Image
As the federal government resumes student loan collections following a years long pandemic pause, many borrowers are putting their plans to buy a home on hold.
Read More
Location

New American Funding

Charlotte

14120 Ballantyne Corporate Place, Ste. 150
Charlotte, NC 28277

Direct: (704)448-0239

Contact Us