Charlotte, NC Mortgage Lenders

Charlotte

631 Reviews

14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277

(704)448-0239

Your New American Mortgage Starts Here

New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.97/5 Based on 631 reviews
5/5

Karen A.

Transaction Completed:
9/16/2023

"His the best person,,God bless him,"

Monroe, NC
5/5

Vinayak M.

Transaction Completed:
9/15/2023

"Oscar and his team has been very professional and were on top of all the work items. They understand the importance of having open communication and addressing any concerns in a timely manner. Due to their strong team, we were able to successfully close on the house without any delay. Thank you for your support."

Charlotte, NC
5/5

Rodrigo M.

Transaction Completed:
9/14/2023

"Oscar is a professional person, who take the time to explain all the details about the transaction"

Kannapolis, NC
5/5

Ofir T.

Transaction Completed:
9/13/2023

"When you work with Oscar you know he has your best interest at heart. He is knowledgeable and always delivers a top notch experience. His team is a pleasure to work with."

Charlotte, NC

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

Meet The Team

News & Resources

Celebrate Hispanic Heritage  Image

posted 9/15/2023 Ailin Goode Home Life
Hispanic Heritage Month is an annual celebration in the U.S. that honors the rich history, diverse cultures, and significant accomplishments of the Hispanic community. From September 15th to October 15th, educational events and cultural celebrations take place all over the country.

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Renting vs. Buying a Home: Which is Right for You? Image

For many people, owning a home is the ultimate fulfillment of the American Dream. Buying a home is a major life decision, but is it the right time for you to buy?

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NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.