New American Funding – Santa Ana provides informed advice and mortgage lending services to homeowners and future homeowners. Santa Ana mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Santa Ana community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Santa Ana, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Santa Ana is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Santa Ana team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Martin Mendoza B.
"Oscar and his team are great. I have don’t multiple Deals with him and always produces great results. Works hard to ensure the best option for clients and his hard work is greatly appreciated. His team member, Blanca, is a rockstar! Great work, always"
"We always had an open line of communication for questions and advice. Oscar truly had our best intentions top of mind. He helped us to navigate the complicated process of buying a new construction and obtain a desirable interest rate. When it came to qualification and closing, we couldn’t have done it without Blanca. We were in touch through each step of the process and she made sure it was done right and on time, keeping the seller and escrow on track. This made all the difference to keep closing date just before the holidays. We are so happy to be home and want to extend a big thank you to Oscar and his team for making it happen!"
"Oscar is genuinely a caring person."
"Oscar and Blanca are the best ! Very helpful."
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917