Effingham, IL Mortgage Lenders
Effingham
214 W Jefferson St. Ste 3, Effingham, IL 62401
New American Funding – Effingham provides informed advice and mortgage lending services to homeowners and future homeowners. Effingham mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Effingham community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Effingham, IL as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Effingham is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Effingham team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Meet The Team
You're In Good Hands!
Glen B.
Transaction Completed:
11/25/2025
"Dierks is by far the best I've I've ever had the pleasure of working with"
Cory Pasqueno
Transaction Completed:
10/23/2025
"Dirk was really helpful in making my 1st time buying a home easy and affordable!He was right to the point holding nothing back,and was fast responding.Dirk and his team made this happen for me when I didn't think it was possible.I will definitely recommend him and New American Funding to friends and family alike."
Cory P.
Transaction Completed:
10/22/2025
"Its not easy for someone with limited credit and work history to make these things happen with the little money I had.That being said,my real estate agent joining up with Dirk and his team made it possible with all the resources and info thay provided.I would have never been able to do it withiu such a good crew helping me..thank you very much!"
Grant B.
Transaction Completed:
10/22/2025
"Dirk went extra mile to get this transaction closed."
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PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
Mortgage Calculators
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Housing News & Advice
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
Effingham IL 5518
Effingham, IL 62401
Direct: (618)744-0091