New American Funding – Fort Walton Beach provides informed advice and mortgage lending services to homeowners and future homeowners. Fort Walton Beach mortgage lenders take their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Fort Walton Beach community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Fort Walton Beach, FL as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Fort Walton Beach is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Fort Walton Beach team of underwriters and funders some of the best in the business at closing loans quickly and offering customers a positive experience.
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
"Kim was on top of everything through the whole process and was friendly and extremely professional. I am glad she was my consultant!"
Jennifer Lynn S.
"Rachael was extremely responsive and eased my concerns regarding high interest rates and potential refinance down the road. All of the online tools provided were helpful to understand the process and the emails received throughout on the status were also very helpful."
"I use Amber for all of my mortgage loans and have for years. She is the best of the best. She is so patient and knowledgeable and always makes you feel like you’re the only client. We closed on our loan 3 weeks early. Amber made sure we closed in time to have a home to bring our newborn home from the hospital. That meant the world to us. I’ll never use another lender than Amber."
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
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