Fort Walton Beach, FL Mortgage Lenders

Fort Walton Beach

348 SW Miracle Strip Pkwy, Ste. 17, Fort Walton, FL 32548

(855) 293-3882

Your Mortgage Starts Here

New American Funding – Fort Walton Beach provides informed advice and mortgage lending services to homeowners and future homeowners. Fort Walton Beach mortgage lenders take their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Fort Walton Beach community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Fort Walton Beach, FL as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Fort Walton Beach is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Fort Walton Beach team of underwriters and funders some of the best in the business at closing loans quickly and offering customers a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.98/5 Based on 319 reviews

Cheryl S.

Transaction Completed:

"Kim and her team are the best ! Always there and if they didn’t have the info they got back to me quickly. If there was something hire than a 10 Kim and her team would have gotten that rating. Great experience. Very personable and professional. Makes you feel like family. I’d be happy to work with Kim and her team again and refer them to anyone."

Okeechobee, FL

Joel R H.

Transaction Completed:

"Kim was an amazing Lender. She was very understanding of our situation and willing to work with us with any changes we had. She communicated effectively with us and never left us uninformed of what was going on in the process. She answered questions and was always available by phone if we needed help with anything. She always completed paperwork in a timely manner and if she didn't know the answer she would get back to us quickly once she did find the answer. She helped make a stressful situation easier. We will definitely be going through Kim again if we ever need another lender."

Panama City, FL

Matt Bergeson

Transaction Completed:

"Kim Nacchia did a great job and made a potentially bumpy experience very smooth."


Matthew Dale B.

Transaction Completed:

"Kim was on top of everything every step of the way. She did a fantastic job!"

Palm Harbor, FL


Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.


NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Meet The Team

News & Resources

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Have you been left confused by contingent vs pending after seeing these descriptions in property listings during your search for a new home? You're not the first person to wonder how these terms can affect a home sale.
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From Policy to Practice: Shaping an Inclusive Future for Homeownership Image
Homeownership remains a cornerstone of the American dream. Although disparities in access to homeownership continue to persist, efforts are underway to address these inequalities.
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New American Funding

Fort Walton Beach

348 SW Miracle Strip Pkwy, Ste. 17
Fort Walton, FL 32548

Direct: (855) 293-3882

Contact Us