Los Gatos, CA Mortgage Lenders
Los Gatos
16185 Los Gatos Boulevard, suite 205, Los Gatos, CA 95032
New American Funding – Los Gatos provides informed advice and mortgage lending services to homeowners and future homeowners. Los Gatos mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Los Gatos community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Los Gatos, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Los Gatos is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Los Gatos team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Meet The Team
You're In Good Hands!
Joshua Kent M.
Transaction Completed:
12/17/2024
"In a nutshell, two things made this a great experience: people and technology. My great experience started first and foremost with Robert Martinson, who I've worked with previously. He's a great guy to work with, easy to reach and get on a call with any questions. Bailey helped us during the underwriting and was so friendly and responsive throughout the whole process. Finally, technology and the ease of almost everything through the portal (from submitting the initial application to posting and signing documents for underwriting) made this entire experience simple to complete."
Raymond A S.
Transaction Completed:
10/20/2024
"This is our forth time working with this time and once again everything went smoothly!! Looking forward to working with them again! Ray"
Janita Chayle P.
Transaction Completed:
6/3/2024
"I've been working with Sally for the past 5 years, she is definitely the best at what she does. Very open and transparent."
Christopher M. S.
Transaction Completed:
5/3/2024
"Sally was great at thinking out of box and finding a way to make my refinance loan happen when other companies said they couldn't."
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: NAF Black Impact is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.










New American Funding
Los Gatos
Los Gatos, CA 95032
Direct: (408)228-3392