Los Gatos, CA Mortgage Lenders

Los Gatos

577 Reviews

497 N Santa Cruz Ave, Los Gatos, CA 95030

(408) 228-3392

MPA 5-Star Retail Lender
Your New American Mortgage Starts Here

New American Funding – Los Gatos provides informed advice and mortgage lending services to homeowners and future homeowners. Los Gatos mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Los Gatos community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Los Gatos, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Los Gatos is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Los Gatos team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

#1 in Customer Satisfaction among
Mortgage Servicers!


For J.D. Power 2022 award information, visit jdpower.com/awards.

New American Funding JD Power Award for Mortgage Servicing

You're In Good Hands!

4.95/5 Based on 577 reviews

Huishan K.

Transaction Completed:

"It was a great experience working with Rob and Debbie the whole time. They have been extremely responsible and always communicate in a timely manner! They went above and beyond to assist us during the loan process and tried everything to help us! Even though the rate was much higher than last year, we still got a good deal without paying any point. Thank you!"

Morgan Hill, CA

Piyush Kumar S.

Transaction Completed:

"Sally is just awesome ! The mortgage underwriting process can be really streessful for a lot of first time home buyer as rates are dynamic and its pretty complex procedure. Sally was very honest and clear about the rates she gave me. She also gave me multiple options to chose from. She explained me the entire prcess and answer all of my question in detail with great enthusiam. She and her team is just the best. Highly recommened."

San Jose, CA

James I.

Transaction Completed:

"Once we got into crunch time with Chris and his team, they were super-responsive and answered all of the questions we had. Chris took the time to go through our funding options with us and helped us feel like we were making the right choice."

San Jose, CA

Ronald C.

Transaction Completed:

"You followed up on everything I asked of you"

Groveland, CA


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That's where Buyer Accepted, exclusively offered by New American Funding, can help.

News & Resources

Conventional 97 Loans In 2022: Qualifications, Description, and More Image

posted 5/10/2022 Rob Spires Home Loans
Learn about Conventional 97 loans in 2022. Get details, 97% loan to value loan options, qualification information and more from New American Funding. Learn more here.

Read More
As a First-Time Homebuyer - Can I Use My 401(k) For a Down Payment? Image

posted 4/29/2022 Rob Spires Real Estate Tips
If you are a first-time homebuyer and considering using your 401k as a down payment on a home, there are some things to consider. Get the answers you’re looking for here.

Read More
NAF American Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.