Duluth, MN Mortgage Lenders

Duluth

925 East 4th Street, Duluth, MN 55805

(218)203-1025

Your Mortgage Starts Here

New American Funding – Duluth provides informed advice and mortgage lending services to homeowners and future homeowners. Duluth mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Duluth community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Duluth, MN as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Duluth is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Duluth team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

You're In Good Hands!

4.96/5 Based on 87 reviews
5/5

Trevin M.

Transaction Completed:
8/7/2026

"Questions were answered quickly no matter the time or day."

Cloquet, MN
5/5

Mary Anderson P.

Transaction Completed:
8/4/2026

"Paula helped to create a very smooth process with an aggressive deadline for financing."

Cloquet, MN
5/5

Christine F.

Transaction Completed:
7/17/2026

"every transaction I've had with Paula ( and there have been many ) have always been smooth And great! ??"

Duluth, MN
5/5

Riley S.

Transaction Completed:
7/14/2026

"Paula was great. She quickly responded to and took care of any questions and issues that came up in our loan process."

Superior, WI

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

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Homebuyers may be able to get more for their money as asking prices soften in many housing markets.
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The 5 Biggest Sources of Homebuyer Anxiety and How to Overcome Them Image
Here’s what real estate experts say causes the most anxiety for homebuyers and how to move forward with greater confidence.
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Mortgage Interest Rates Edge Higher as Housing Market Continues to Adjust Image
Mortgage interest rates edged higher this week even as a growing supply of homes for sale and lower home prices continue to bolster the housing market.
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Location

New American Funding

Duluth

925 East 4th Street
Duluth, MN 55805

Direct: (218)203-1025

Contact Us