Oxford, MS Mortgage Lenders


404 Galleria Drive, ste 7, Oxford, MS 38655


Your Mortgage Starts Here

New American Funding – Oxford provides informed advice and mortgage lending services to homeowners and future homeowners. Oxford mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Oxford community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Oxford, MS as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Oxford is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Oxford team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.98/5 Based on 453 reviews

Justin Z.

Transaction Completed:

"Scott was unbelievably helpful and communicative. Super grateful to have had him as part of the team on my closing!"

Oxford, MS

Tessa D.

Transaction Completed:

"Scott was wonderful to work with. Very knowledgeable easy to get in touch with -an over all great lender- who I have worked with for years."

Hahnville, LA

Mark Anthony

Transaction Completed:



Mark Anthony L.

Transaction Completed:

"In this fast pace world of happenings, time is super important and this process was done very quickly, with ease. It was a favorable experience due to the professionalism and knowledge of the staff at New American."

Westwego, LA


Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.


NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Meet The Team

News & Resources

Mortgagor vs Mortgagee: Understanding the Key Differences Image
How much is a mortgage on a $300,000 home? This question presents the perfect starting point for exploring how much mortgage you can afford as a first-time homebuyer.
Read More
How New Real Estate Commission Rules Could Affect First-Time Buyers Image
With "commission decoupling," buyers and sellers will now shoulder the responsibility for their respective agents' fees. This change will create a new financial landscape.
Read More
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New American Funding


404 Galleria Drive, ste 7
Oxford, MS 38655

Direct: (662)267-5648

Contact Us