- Housing News
- October 21, 2025
These are the 10 Happiest States in America. Do You Live in One?
Wouldn’t it be nice to wake up feeling blissfully happy every day? Where you live may play a larger part than you may think.
Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.
Wouldn’t it be nice to wake up feeling blissfully happy every day? Where you live may play a larger part than you may think.
The recent decline in mortgage interest rates continued, providing both homebuyers and homeowners with an opportunity to save money.
Meet the Debt Service Coverage Ratio loan, aka a DSCR loan. This mortgage is designed for investors. Lenders look at the property’s income potential rather than the borrower’s personal finances when deciding whether to approve the loan.
For many people, the terms “mortgage” and “home loan” may be interchangeable. But they have two different meanings. Let's break it down.
Mortgage loan servicing is the management of your home loan after it closes. One of the primary functions of a loan servicer is collecting the monthly payments.
Wouldn’t it be nice to be able to save some money on your mortgage? One way to do that is by buying discount points, which can reduce your payments.
More people eagerly bought new and existing homes in August as the recent decline in mortgage rates made purchasing a home a little more affordable. And it looks like sales will continue to rise in the near future.
Title insurance is essential for protecting homeowners and lenders from potential issues with someone showing up and claiming they are the rightful owners of the property.
New home sales hit their highest level in three-and-a-half years, thanks to the combination of falling mortgage rates and homebuilders offering more incentives and cutting prices.
The barrage of unsolicited offers that people experience after applying for a mortgage is about to come to an end, thanks to a new law signed in September.
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