- Housing News
- January 14, 2026
Lower Mortgage Rates Drive Big Increase in Existing Home Sales
Mortgage interest rates have been on the decline and it’s contributing to an increase in home sales.
Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.
Mortgage interest rates have been on the decline and it’s contributing to an increase in home sales.
Mortgage interest rates plunged to just under 6% after President Donald Trump announced a push to increase housing affordability. This is the lowest rates have been since early 2023.
The good news has continued for mortgage interest rates. Last week, interest rates hit a 14-month low. This week, they barely budged.
What is a mortgage interest rate and why does it matter? Even small differences in your rate can translate into thousands of dollars over the life of your loan.
If you’ve been watching the housing market this year, you know 2025 has been full of some big real estate news. Here are some of the top stories from 2025.
If you’re among the millions who could save money by refinancing their home loan or are considering buying a home, then you just received a holiday gift as mortgage rates fell.
With home prices continuing to rise, the federal government is set to increase the loan limits for the mortgages that most people use to buy a home or refinance their existing mortgage.
Thanks to lower mortgage rates, more people jumped into the housing market and bought up existing homes in October.
Mortgage rates continued to decline in the last week, much to the delight of homebuyers and homeowners alike. This marks the fourth straight week of declines and represents the lowest that interest rates have been at any point in 2025.
Existing home sales rose again in September as lower mortgage rates became an incentive for more people to buy a home.
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