- Videos
- August 28, 2025
Why You Need to Know About Pre-Paid Closing Costs
When you're closing on a home loan, you'll likely encounter some upfront costs beyond your down payment. These are called closing costs.
Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.
When you're closing on a home loan, you'll likely encounter some upfront costs beyond your down payment. These are called closing costs.
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