- Housing News
- September 11, 2025
Mortgage Rates Just Fell by More Than They Have in a Year
Attention homebuyers and homeowners: There’s more good news when it comes to mortgage interest rates.
Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.
Attention homebuyers and homeowners: There’s more good news when it comes to mortgage interest rates.
An adjustable-rate mortgage is just what it sounds like, a home loan where the mortgage interest rate adjusts at certain points in the life of the loan.
One of the biggest trends in real estate over the last few months has been the fall of mortgage interest rates. It continued over the past week, with mortgage rates falling to levels not seen in almost a year.
If you want to buy a home but are concerned about starting off with a large monthly mortgage payment, you may be able to ease into homeownership with a slightly smaller bill.
When you're closing on a home loan, you'll likely encounter some upfront costs beyond your down payment. These are called closing costs.
There are a lot of decisions when it comes to buying a home. One of the most important choices (beyond which home to buy, of course) is what type of home loan you’re going to use to purchase that property.
Fannie Mae and Freddie Mac could return to their previous status as publicly traded companies. If this comes to pass, it could have far-reaching consequences for anyone who owns a home or wants to own a home one day.
When you make a mortgage payment, you’re not just paying off your home loan itself. Your mortgage payment includes several other important costs that are part of owning a home.
Regardless of where you are in your home loan journey, it’s important to understand mortgage terminology. This glossary can help.
The “One Big Beautiful Bill Act” will bring significant change to the U.S. housing market, particularly around the tax benefits of homeownership.
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