Jumbo loans and Super Jumbo loans can be used to buy or refinance a home, and they offer borrowers greater financing flexibility than conventional mortgages.

Jumbo Loan Overview

jumbo loan Sometimes traditional loans aren’t enough to buy the home you really want. A Jumbo loan is a mortgage that can exceed Fannie Mae and Freddie Mac's conforming loan limits of $484,350, or up to $726,525 in some high-cost areas. Also known as non-conforming loans, Jumbo loans and Super Jumbo loans offer the flexibility of borrowing with less restrictions.

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Jumbo Loan Benefits

  • Flexible terms: Your loan, the way you want it, with loan options up to $15 Million
  • Ratios: Higher debt to income ratio allowed
  • Non-occupying co-borrowers allowed: A family member or friend who won't be living in the home can co-sign to help you qualify
  • Options up to 90% LTV: We have a variety of programs available, get preapproved today and start shopping tonight
  • Fixed and ARM programs available 


Refinancing a Jumbo Loan:

  • Lower your interest rate and monthly payment: Stay on track with your financial goals
  • Change the terms of your loan: Pay off your mortgage sooner, build equity faster, ask about our available programs
  • Get cash out: Pay off high-interest debt, finance expenses, remodel, or spend as you wish
  • Refinance into a Jumbo ARM loan: Enjoy your savings up front

Jumbo Loan Requirements

Jumbo loans are available for primary residences, vacation homes, or investment properties. 

  • Loan amount may exceed the traditional loan limit of $484,350, or up to $726,525 in some areas
  • Low down payments: You won't need a large down payment to get into the home of your dreams
  • Ratios: You can incur a higher debt to income ratio while still enjoying competitive interest rates and loan terms
  • Flexible terms: New American Funding offers several loan terms based on your goals and qualifications

Jumbo Loan Options

  • A Fixed Rate offers the security of a stable monthly payment
  • Get a Jumbo ARM loan and enjoy upfront savings with initial lower payments
  • An Interest Only loan allows borrowers to make payments toward only the interest portion of the loan

Don’t forget to ask about our I CAN mortgage, so you can customize the terms of your loan.

Jumbo Loan Rates

Contact us today to get jumbo mortgage rates.

How low will your payment be?