- Housing News
- October 30, 2025
Is the Fed Flying Blind as It Lowers Interest Rates?
The Federal Reserve, in a widely expected move, lowered interest rates on Oct. 29 by a quarter of a percentage point.
Jason has 23 years of executive experience and expertise in the mortgage industry, developing and managing Capital Markets for financial institutions. He's held positions as Chief Investment Officer, EVP Capital Markets, EVP Financial Strategies and other similar roles for Kinecta Federal Credit Union, Countrywide/Bank of America and New American Funding.
Currently, he is responsible for managing pricing, trading, hedging, investor relationships, warehouse financing, MSR management, liquidity, etc. Jason also authors the Housing Market Update, a regular feature on the New American Funding blog which gives depth and perspective to today's economic news. Jason attended the University of California where he received a BA in Economics and is a member of several prominent mortgage industry trade organizations.
The Federal Reserve, in a widely expected move, lowered interest rates on Oct. 29 by a quarter of a percentage point.
Welcome back to the Mortgage Rundown. Today we are going to talk about what’s happening with interest rates.
If we see any upward movement in inflation, that could push interest rates right back up. If there isn’t any rise in inflation, the focus then becomes when and how quickly the Fed will move interest rates down.
New American Funding Chief Investment Officer Jason Obradovich breaks down what the latest Fed decision means for mortgage rates.
This is what's going on with mortgage rates and why they haven't fallen further.
In today's episode of the Mortgage Rundown, we discuss the impact of recent interest rate changes, economic data, and the upcoming election on the financial markets.
Here we are, one day after the Federal Open Market Committee (FOMC) lowered rates 50bps. This is the first time the Fed has lowered rates in 4.5 years.
In today's Mortgage Rundown episode, we analyze the weak jobs report, its impact on interest rates, and the market's reaction, predicting lower rates in the future. Watch the full episode to learn more.
Welcome back to the Mortgage Rundown! Today, we dive into the current downward trend in mortgage interest rates, analyze the 10-year Treasury rates and Federal Reserve policies, and provide insights into potential outcomes of the upcoming FOMC meeting. Watch the full video to learn more.
In today's episode of the Mortgage Rundown, we explore the fluctuation of interest rates, discuss the importance of the jobs report, and review how this may impact the economy for the remainder of 2024. Watch the full episode now to learn more!
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