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About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

Tired of Losing Bidding Wars to Cash Buyers? New American Funding’s Buyer Accepted Program is the Solution

Discover the new homebuying cash offer program from New American Funding – Buyer Accepted. Compete with all cash buyers in the real estate market. Learn more here.

Credit Tips: Why Does Your Credit Score Matter for Mortgage Rates?

Are you thinking about buying a home or refinancing your current mortgage? If so, one of the biggest pieces of the puzzle will be the interest rate you are eligible for on your loan.

How to Read a Loan Estimate

The mortgage process can be confusing and overwhelming sometimes. We get it. Luckily, there are plenty of resources and tools available to make the process easier and less stressful for everyone who did not attend the University of Mortgage.

How a New Job Affects Getting a Mortgage

Outside of buying a house, there aren’t too many things that cause more stress and excitement at the same time besides getting a new job. But what happens if you’re doing both at the same time?

DTI and What it Means

When it comes to getting a mortgage, there are a few numbers that are important to the process. Chief among those is your credit score, which is a numerical value that signifies how good you are at meeting your financial obligations.

What are the Types of Fixed-Rate Mortgages?

When it comes to buying a house or refinancing your existing mortgage, one of the most important decisions you will make will be what type of loan to get.

Pre-Approved Mortgage or Pre-Qualified

This is it. You’re ready to make the move into homeownership. From all the online searching you’ve done, you know you need to get “pre-something-ed” to prove you are a serious buyer. However, which is it: pre-qualified or pre-approved? Both sound good, but they serve different purposes.

VA Loans in 2021

Are you a military servicemember or veteran looking to buy a home? If so, you might consider using a VA loan since VA loans offer a number of unique benefits that are only available to those who have served in the military.

What are Government-Insured Mortgages?

The mortgage process may sometimes seem like a maze of terms, acronyms and abbreviations that make your head spin, but armed with a little information, you can figure out which mortgage is the right one for you.

5 Reasons to Buy a Home Now

For many people, there comes a time when they feel they are ready to buy a home of their own. However, that time may not be the same for everyone.

How low will your payment be?