My Loan Officer
  • Loading...

About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

How to Use Form 1098 to Claim Tax Deductions on Your Mortgage Refinance

Believe it or not, tax season is already here. And if you are looking for possible deductions on your federal income taxes, there are plenty of reasons to read on. If you completed a mortgage refinance in 2020, you may be realizing the benefits of lower payments and possibly a lower rate.

Buying a House in 2021: Home Prices, Housing Inventory, Mortgages, and More

Despite the pandemic’s impact on the country and the economy, one could argue that housing was never hotter than it was last year.

How We Support the Dream of Homeownership

At New American Funding, we believe that buying a home truly is the American Dream. It helps create generational wealth and alters the trajectory of people’s lives.

All About Closing Costs: How Much You Really Need to Buy a Home

Buying your first home can be overwhelming. In the midst of saving for a down payment and searching for the property you've been dreaming of, you must also find the right lender and make sure you meet the long list of qualifications it will require before offering you a loan.

Refinance FHA to Conventional: Making the Switch

Do you currently have an FHA-insured loan? If you've thought about refinancing recently given how low mortgage rates have been this year, it may be in your best interest to see if switching to a conventional loan could save you money by eliminating your monthly mortgage insurance payments.

All About PMI

Well, it’s time once again to discuss one of those crazy acronyms of the mortgage world. There are quite a few abbreviations that come up when you’re getting a mortgage. One of those is PMI, which we’ll discuss here in detail.

How New American Funding Honors and Serves Veterans

Serving your country in the military is one of the noblest things a person can do. New American Funding appreciates military servicemembers and veterans and is proud to honor and serve them by helping with their home loan journey.

Understanding the Underwriting Process: A Behind-The-Scenes Look at Approving Home Loans

Buying a home or refinancing your existing mortgage can take you on a confusing journey that’s filled with acronyms and terms you’ve never heard before.

Easy Steps to Refinance Your Home

If you’ve been following the news lately, you may know that mortgage rates are just about as low as they’ve ever been. And that may have you thinking about refinancing your mortgage.

How to Get Pre-Approved for a Home Loan

If you are considering buying a home, you may be unsure of where to start. Do you start by finding the home of your dreams first? Or do you figure out the finances first?

How low will your payment be?