- Homebuyers
- August 15, 2018
The Down Payment: Are You There Yet?
The biggest hurdle aspiring homebuyers face is saving enough for a down payment. It takes time and money, but at what point have you saved enough?
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- July 25, 2018
Interest Rates Are Important, But Don't Let Them Dominate the Bigger Picture
Despite the importance of interest rates and their direct influence on your monthly mortgage payment, rates should not necessarily be the deciding factor as to whether to buy now, later, or at all. There are bigger questions to ask.
- Homebuyers
- July 3, 2018
To Hear Your Lender Say 'Yes', Don’t Do These 5 Things
Getting approved for a home loan is a process - in order to make it easier for you to qualify, avoid doing these five things.
- Homebuyers
- June 14, 2018
When You're Buying a Home, You're Also Buying a Team
Getting to know all the people who will join you for all or part of your homebuying journey is like meeting new people on the first day of school or the first day at a new job. There will be a lot to process, which alternately will prove exhilarating and overwhelming.
- Homebuyers
- June 11, 2018
Homeowner's Associations: What You Need to Know Before Buying
HOAs can be a great benefit—and selling point—in terms of reduced labor on your part and amenities, as long as you don't mind abiding by a few rules in return.
- Homebuyers
- June 6, 2018
Good Debt vs Bad Debt - Infographic
It might sound strange, but not all debt is 'bad.' Certain types of debt can actually provide opportunities to improve your financial future. Before you make any decisions, you need to understand the difference between 'good' and 'bad' debt, and how you can manage it. Check out this infographic and find out everything you need to know when it comes to all types of debt.
- Homebuyers
- May 29, 2018
Where Can You Lead the Best Life for the Rest of Your Life?
Recently retired, you've sold your home at the top of the market, you're flush with cash from all the home equity you've realized, and now but one question remains: Where are you going to live next?
- Homebuyers
- May 15, 2018
Avoid Dire Lending Straits: Want Your LTV
Lenders use LTV to convey the maximum amount of money they're willing to lend to the borrower and how much money in the form of a down payment they expect the borrower to contribute.
- Homebuyers
- May 8, 2018
The Path to Final Loan Approval: Know All the Conditions
Typically, the lender approves your loan application based on conditions, meaning you have to satisfy certain requirements before your loan is fully approved.
- Homebuyers
- January 31, 2018
A Budget by Any Other Name
To make decisions about your money, you need to know where it goes. The best way of doing this is to keep a money diary for at least a week and, preferably, a full month.
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