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Mortgage Basics

Mortgage Basics

Mortgage Basics Articles

couple on the couch with their laptop

Homebuyers
May 21, 2012

Underwriting and Home Loan Approval

Underwriting is the core process involved in being approved for a mortgage. The underwriter plays a big part in whether or not you will receive the loan.

A cozy tan couch sits in a living room

Homebuyers
May 17, 2012

Appraising the Property

An appraisal determines the market value of a home. The lender will require an appraisal prior to officially approving any loan.

house with interest rates locked

Homebuyers
May 15, 2012

What Is a Mortgage Interest Rate Lock?

A mortgage rate lock is the only guarantee that you will receive the terms at the time your loan is approved.

loan approval stamp

Homebuyers
December 14, 2011

Increase Your Chance of Home Loan Approval

As a potential home buyer, you should be prepared for lenders to take a more detailed look at everything about you.

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