- Homebuyers
- August 25, 2020
Do I Have to Keep My Mortgage Documents Forever?
Have you ever wondered how long you should keep your mortgage documents? Chances are, at some point, you've thought about getting rid of all that paperwork.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- November 22, 2019
Buying a House in the Winter
Though it may not be a traditional time to purchase a property, buying a home in winter may be the right opportunity for you and your family.
- Homebuyers
- October 28, 2019
How to Accept the Gift of a Down Payment
If you are fortunate to be on the receiving end of help with a down payment, what's your next move? After the expressions of heartfelt gratitude, it will require some strategy on your part.
- Homebuyers
- October 9, 2019
Self-Employed? Here's How to Get a Non-Qualified Mortgage Loan
Are you self-employed and looking for a mortgage or do you want to refinance an existing one? Many in this situation have found it challenging to secure a loan without the usual proof of income that most lenders require during the mortgage approval process.
- Homebuyers
- September 26, 2019
Interest Rate vs. Annual Percentage Rate: What You Need to Know
They may sound similar and are often used in the same breath when talking about loans, but an interest rate and the annual percentage rate (APR) are very different even though both involve the cost of borrowing money and how much you'll end up paying your lender.
- Homebuyers
- September 19, 2019
Who Makes a Good Candidate for a Non-Qualified Mortgage Loan?
Non-QM loans are typically for borrowers with unique income-qualifying circumstances. They allow alternative income verification methods and multiple fixed and adjustable loan options.
- Homebuyers
- September 17, 2019
How to Pick the Right Real Estate Agent
Finding the right Real Estate Agent may take a little bit of time but it can pay off in the end. If you follow these tips above, you'll be able to find an agent that will help land your that dream home you've been looking for.
- Homebuyers
- August 1, 2019
What Is a Loan Origination Fee?
For many first-time homebuyers, buying your first home may be overwhelming and all of the costs and fees involved may be confusing. But what exactly is a Loan Origination fee?
- Homebuyers
- June 25, 2019
Family Loan: Giving the Gift of Equity in a Non-Arm's Length Transaction
Looking to buy or sell a home to a family member? A gift of equity can be very beneficial if you take all the right steps beforehand. Call us today!
- Homebuyers
- February 7, 2019
Buying a Home with Non-Traditional Income Verification
Non-Qualified Mortgage (Non-QM) is different as it can use alternate methods of income verification to help you get approved for a mortgage loan, and it doesn't necessarily have to adhere to rules set forth by other loan options.
Smart Moves Start Here.