- Homebuyers
- December 23, 2021
DTI and What it Means
Your DTI ratio is determined by adding all your monthly debt payments together and dividing that by your monthly income before taxes.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- December 2, 2021
Pre-Approved Mortgage or Pre-Qualified
Both pre-qualification and pre-approval can be helpful in your homebuying process. Find out what makes them each different and when each one can be most useful to you.
- Homebuyers
- November 25, 2021
When Should I Lock in My Mortgage Rate?
By locking in your mortgage rate, it simply means that you and your lender have agreed to a certain interest rate that is "locked in" at that figure for a defined period even if the market rate should rise and fall.
- Housing News
- October 15, 2021
Idaho Continues to Have the Nation's Hottest Housing Markets
For the last several months, some of the hottest housing markets in the country have been in Idaho. That trend looks set to continue for the next year.
- Homebuyers
- October 14, 2021
Acceptable Down Payment Sources for a Mortgage
Whether you've saved up for a down payment or are trying to gather allowable funds, it can be a challenge. However, there are ways to overcome this challenge without jeopardizing your financial future.
- Housing News
- October 7, 2021
What to Know About Closing on a Home
From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals.
- Homeowners
- September 16, 2021
11 Things to Do Before Buying a House
Buying a house can be an exciting time. While it's one of life's more important decisions, it can be accomplished simply with some basic preparation.
- Homebuyers
- September 9, 2021
Before You Bid – 6 Steps to Getting the House You Want
Buyers can compete in a seller's market by taking steps like getting preapproved for a loan, working with the right real estate agent, and crafting a well-considered bid for the home you want.
- Homebuyers
- August 3, 2021
To Buy or Rent: A Sentimental Look
Should you stay in your rental home or purchase your dream home? When is the best time to buy a home?
- Homebuyers
- July 28, 2021
What Are Mortgage Points?
Paying mortgage points to pay down your interest rate can be a good way to save money over time as long as you have enough money to pay for them upfront as part of your closing costs.
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