- Homebuyers
- October 14, 2026
Looking for a 3% Mortgage Rate? Consider an Assumable Mortgage
A low interest rate on a home loan may feel like winning the lottery. But it may be possible with an assumable mortgage.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- October 6, 2026
Trying to Save Money on a Home Purchase? Explore Valuable Seller Concessions
Homebuyers may benefit from seller concessions and incentives that could make it more affordable to purchase a home.
- Homebuyers
- October 1, 2026
The No. 1 Reason You Might Not Want to Root for Falling Mortgage Rates
Homebuyers likely don’t want rates to drop to pandemic-era lows below 3%. That’s not only unlikely, but also a bad sign for the economy.
- Homebuyers
- September 29, 2026
A 680 Credit Score: Is It Good Enough to Buy a Home?
If you've been holding off on buying a home because you have a credit score in the 600s, you may be waiting longer than necessary.
- Homebuyers
- September 28, 2026
7 Down Payment Assistance Myths That May Be Costing You a Home
Many homebuyers don’t realize is down payment assistance (DPA) may be able to cover much, if not all, of your down payment and closing costs.
- Homebuyers
- September 25, 2026
More Homebuyers Are Using Adjustable-Rate Mortgages. Could One Lower Your Mortgage Payment?
Homebuyers are taking another look at adjustable-rate mortgages to help them afford homeownership.
- Homebuyers
- September 21, 2026
How Much Are Closing Costs?
There’s one question most homebuyers want answered right after their offer is accepted on a home: “How much are closing costs?”
- Homebuyers
- September 21, 2026
A Mortgage Rate Buydown Can Lower Your Monthly Payment: Here’s How It Works
A mortgage rate buydown lets you start homeownership with a lower mortgage interest rate and a smaller monthly housing payment for the first few years.
- Homebuyers
- September 21, 2026
Escrow Fees Explained: What Every Homebuyer Should Know
Homebuyers are also responsible for paying closing costs, which generally includes putting money into an escrow account until the sale goes through.
- Homebuyers
- September 18, 2026
How to Get Pre-Approved for a Mortgage
Once you've been pre-approved for the mortgage, you'll have between 30 and 90 days to shop around for homes.
Stay one step ahead