- Homebuyers
- August 21, 2026
No Credit History? Here’s How to Build Credit From Scratch and Get Mortgage-Ready
These are the steps to take to build your credit score from scratch and help you get ready to apply for a mortgage.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- August 18, 2026
Should I Lock My Mortgage Rate Today or Float My Rate? What Homebuyers Need to Know
Lock in your rate too early could mean you miss out on a better rate if they come down. But if you wait too long, rates could climb before you make it to the closing table.Â
- Homebuyers
- August 14, 2026
What Is an FHA Assumable Loan? How It Works and Who Qualifies
FHA assumable loans can offer an alternative for borrowers that are concerned about having less-than-perfect credit. Find out how they work and decide whether or not they're right for you.
- Homebuyers
- August 14, 2026
How Do Lenders Verify Income on Mortgage Loan Applications?
Lenders examine a buyer’s financial picture as part of the process of determining whether to lend to a potential borrower. They must verify a potential borrower's income and employment.
- Homebuyers
- August 11, 2026
What the New Fannie Mae and Freddie Mac Rules Mean for Condo Buyers in 2026 and Beyond
New rules require lenders to take a deeper look at the financial health and structural condition of condominium developments before approving Conventional loans.
- Homebuyers
- August 3, 2026
Multifamily Housing Loans: The Smart Way to Buy a Home That Pays You Back
The appeal of multifamily homes is simple. Buyers can live in one unit and rent out the others, helping them afford their mortgages and bringing in extra cash.
- Homebuyers
- July 30, 2026
Buying a $1 Home: How It Works and What It Really Costs
Everyone loves a good deal. So, when a home pops up on the market for the bargain price of just $1, it’s easy to imagine packing your bags and living mortgage-free.
- Homebuyers
- July 28, 2026
Can You Buy a Home with Cryptocurrency? What Homebuyers Need to Know About Bitcoin Mortgages
While most buyers can’t hand over cryptocurrency to pay for a home, you may be able to use these assets in other ways to qualify for financing or cover upfront costs.
- Homebuyers
- July 13, 2026
Thinking About Buying a Foreclosed Home? Here’s What You Need to Know Before You Close
The number of U.S. homes falling into foreclosure is on the rise. For budget-conscious buyers, this might seem like an opportunity to score a bargain home for much less than market value.
- Homeowners
- July 8, 2026
The Hidden Costs of Homeownership That Homebuyers Shouldn’t Overlook
Looking beyond the mortgage payment may help you choose a property that aligns with your budget as well as your long-term goals.Â
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