About Meera Pal

Meera Pal Articles

• Homebuyers
• August 21, 2026

No Credit History? Here’s How to Build Credit From Scratch and Get Mortgage-Ready

These are the steps to take to build your credit score from scratch and help you get ready to apply for a mortgage.

• Homebuyers
• July 30, 2026

Buying a $1 Home: How It Works and What It Really Costs

Everyone loves a good deal. So, when a home pops up on the market for the bargain price of just $1, it’s easy to imagine packing your bags and living mortgage-free.

• Homebuyers
• July 27, 2026

Buying a Home? How On-Time Rent and Utility Payments May Help You Secure a Mortgage

Many lenders may use a new credit scoring model that factors in on-time rent, utility, and even telecom payments, for use on mortgages backed by Fannie Mae and Freddie Mac.

• Homebuyers
• June 25, 2026

Buying a Home When Interest Rates Are High? How to Do It and Potentially Save Money

Before high mortgage rates lead you to put homeownership plans on hold, learn whaat you can do now to secure an affordable mortgage.

• Homebuyers
• May 22, 2026

How to Buy a Home with 0% Down Using an FHA Loan

An FHA loan paired with a second mortgage or down payment assistance can be the difference between renting and owning you own home.

• Homebuyers
• May 1, 2026

Why It’s Never Too Late to Become a First-Time Homebuyer

The average age of first-time homebuyers has risen, with more Americans making their first purchase in middle age and beyond.

• Homebuyers
• April 3, 2026

Need a Down Payment for a Home? How to Maximize Your Tax Return

A tax refund can help you save for a home purchase faster, if you know how to maximize the return.

• Homeowners
• December 29, 2025

Reverse Mortgage Evolution: More Protection, More Peace of Mind for Older Homeowners

Reverse mortgages have been around for decades, but today’s loans look very different from earlier versions.

• Homebuyers
• December 4, 2025

Buyer Be Warned: What Home Inspections Don’t Always Catch

Home inspections aren’t an ironclad guarantee against future repairs or costly surprises.

• Homebuyers
• November 14, 2025

Timeless or Troublesome? What You Need to Know Before Buying a Historic Home

A historic home can offer beauty and pride of ownership, but it also demands time, money, and a readiness to follow strict rules that don’t leave a lot of room for flexibility.