- Homebuyers
- June 23, 2026
Don't Panic. This is What to Do if You Receive a Low Home Appraisal
A lower-than-expected appraisal doesn't have to be a deal-killer. Here's what you should do if you find yourself in this situation.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- June 22, 2026
Working a Side Gig to Buy a Home? Here’s What Lenders Want to See
Many homebuyers are turning to side gigs, freelance work, and app-based jobs to help save for a down payment and closing costs. But those part-time jobs don’t always help them qualify for a mortgage.
- Housing News
- June 18, 2026
The Top 10 Housing Markets Where Buying a Home Pays Off Fastest in 2026
Today’s housing market has left many would-be homebuyers asking one big question: Is it smarter to buy a home or keep renting?
- Homebuyers
- June 15, 2026
The Surprise FHA Loan Advantage: Lower Mortgage Interest Rates
If you’re buying a home, you may not want to overlook an FHA loan. These loans typically offer lower mortgage interest rates than many other types of home loans.
- Homebuyers
- June 4, 2026
Mortgage Discount Points: How They Can Lower Your Interest Rate and Potentially Save You Money
Mortgage discount points can be purchased by homebuyers to “buy down” the interest rate on a mortgage from the outset of the loan.
- Homebuyers
- May 21, 2026
Are Price Cuts on Homes Deals—or Red Flags?
While a home with with a slew of markdowns may be a red flag, it can also create an opportunity for homebuyers to negotiate a great deal.
- Homebuyers
- May 19, 2026
How Down Payment Assistance Programs May Help You Buy a Home Sooner
Thousands of down payment assistance programs across the country help buyers cover upfront costs. This is typically done with grants or low-cost loans tailored to first-time homebuyers or specific professions and regions.
- Homebuyers
- May 13, 2026
How FHA Loans May Make City Homebuying More Affordable (Even on a Tight Budget)
FHA loans were designed to help prospective homebuyers close the deal without a huge down payment or impeccable credit. And they can be used in cities, even large ones.
- Homebuyers
- May 8, 2026
Mother-Daughter Homes: What To Know About This Multigenerational Living Arrangement
With home prices high and caregiving demands on the rise, many families are turning to mother-daughter homes as a form of multigenerational living.
- Homebuyers
- May 7, 2026
Does Getting Prequalified or Preapproved for a Mortgage Hurt Your Credit Score?
The good news is not all credit pulls affect your score. Even when hard inquiries are made for home loans, credit scores typically only drop by a few points and may recover in as little as a few months.
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