Mortgage Basics

Homebuyers
May 20, 2025

Starter Homes: How They Can Get You on the Property Ladder

If you embrace the concept of a starter home, you may find yourself unlocking the door to your very own place sooner than you think.

Homebuyers
May 14, 2025

How Do Lenders Verify Income on Mortgage Loan Applications?

Lenders examine a buyer’s financial picture as part of the process of determining whether to lend to a potential borrower. They must verify a potential borrower's income and employment.

Homebuyers
May 13, 2025

Choosing a Mortgage? Conventional Loans vs. FHA, VA, and USDA Loans

If you’re shopping for a mortgage, you likely have more loan options than you realize. Conventional Loans are one of the most popular choices. But FHA, USDA, and VA loans may be a better fit.

Homebuyers
May 9, 2025

Your Offer on a Home Was Accepted. This Is What Happens Next

After your offer on a home is accepted, the real work begins. This is what to expect.

Homebuyers
May 7, 2025

Buying or Selling a Home? Why Understanding “Days on Market” Is Key

Days on market reveals real insight to the market—and hints at what kind of deal you might be able to strike as a buyer or a seller.

Homebuyers
May 6, 2025

Working with a Real Estate Agent: What Homebuyers Should Understand

Homebuyers now need to come to an agreement with their agents on what services the agent will provide and how much the agent will be paid.

Homebuyers
May 5, 2025

Hope to Become a Homeowner? The Dos and Don’ts of Applying for a Mortgage

There are plenty of things you can do (and a few big things to avoid) to make your mortgage application process go as smoothly as possible.

Homebuyers
May 2, 2025

Escrow Fees Explained: What Every Homebuyer Should Understand

Homebuyers are also responsible for paying closing costs, which generally includes putting money into an escrow account until the sale goes through.

Homebuyers
April 18, 2025

Some Companies Are Offering Discounted Mortgages as an Employee Perk. Here’s What to Know

As employers seek new perks to attract and retain workers, some companies are now partnering with mortgage lenders to offer employees discounts on home loans.

Homebuyers
April 16, 2025

Existing Homes vs. New Home Construction: Which Option is Right for You?

Shopping for a home is so much more than location and square footage. Buyers must also choose between existing homes and new construction.

Mortgage Basics Articles

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