- Homebuyers
- January 6, 2026
What is a Mortgage Rate?
What is a mortgage interest rate and why does it matter? Even small differences in your rate can translate into thousands of dollars over the life of your loan.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- January 2, 2026
Buy the Worst House on the Best Block with a Home Renovation Loan
A home renovation loan allows you to finance both the cost of the home and the cost of the remodeling and repair work with a single mortgage. This could potentially save you time and money.
- Homebuyers
- December 25, 2025
What to Expect When You Close on a Home. It’s More Than Just Picking Up the Keys
Closing on a home includes a massive amount of t-crossing and i-dotting. That means it’s a time to be extremely meticulous.
- Homebuyers
- December 15, 2025
The 11 Places Where Buyers Have the Upper Hand Right Now
Home sellers have dominated nearly every corner of the housing market since the pandemic. However, the market is finally shifting toward buyers in many parts of the country as more homes go up for sale.
- Homebuyers
- December 11, 2025
What Your Loan Officer Wants You to Know Before You Buy a Home or Refinance in 2026
If you’re planning to buy a home or refinance your mortgage in 2026, the people at the forefront of the home loan process have something important to tell you: The new year will reward those who are prepared.
- Homebuyers
- December 4, 2025
Buyer Be Warned: What Home Inspections Don’t Always Catch
Home inspections aren’t an ironclad guarantee against future repairs or costly surprises.
- Homebuyers
- December 3, 2025
Browsing Home Listings Online? Don’t Be Fooled by AI-Doctored Photos
Certain uses of AI in real estate can be quite helpful, such as providing personalized home searches. Others, like AI-doctored listing photos, can be frustrating.
- Homebuyers
- November 21, 2025
Could It Get Easier to Buy a Home? Fannie Mae Eliminates Minimum Credit Scores
For years, many hopeful homebuyers had to have a credit score of at least 620 to secure certain popular mortgages. That hard line just softened.
- Homebuyers
- November 14, 2025
Timeless or Troublesome? What You Need to Know Before Buying a Historic Home
A historic home can offer beauty and pride of ownership, but it also demands time, money, and a readiness to follow strict rules that don’t leave a lot of room for flexibility.
- Homebuyers
- November 13, 2025
Planning to Build Your Forever Home? How to Purchase Land with an FHA Loan
You may be able to use an all-in-one Federal Housing Administration (FHA) loan to help cover the cost of buying a piece of land and funding the construction of your new home.
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