Timothy Moore Articles

• Homebuyers
• February 13, 2026

Buying a Home This Spring? Here’s How to Succeed in a Competitive Housing Market

If you plan to buy a home this spring, be prepared for fast sales, bidding wars, and competing with all-cash buyers.

• Homebuyers
• February 10, 2026

Small Interest Rate Drops, Big Savings: What a 1% Difference Means for Mortgages and Refinances

Mortgage rates are nearly a full percentage point lower than they were last year at this time. A decrease like that can unlock serious savings. Here's how.

• Homebuyers
• February 5, 2026

Fannie Mae and Freddie Mac: How They Make Homeownership Possible for Millions of Americans

Why are Fannie Mae and Freddie Mac so essential to the housing market? Keep reading to find out.

• Homebuyers
• January 21, 2026

This Is How Much Your Mortgage Interest Rate Will Really Cost You

In honor of Financial Wellness Month, let’s explore how much mortgage rates really cost you in the long run—and how you can keep those costs down.

• Homebuyers
• January 16, 2026

A Competitive Edge: Why You Need a Pre-Approval Letter in a Hot Housing Market

If you’re hoping to buy a home, you’ll want to use every tool at your disposal to make your offer stand out. A mortgage pre-approval letter can be a competitive edge.

• Homebuyers
• January 2, 2026

Buy the Worst House on the Best Block with a Home Renovation Loan

A home renovation loan allows you to finance both the cost of the home and the cost of the remodeling and repair work with a single mortgage. This could potentially save you time and money.

• Homebuyers
• November 11, 2025

Making Homeownership More Accessible for Veterans: How to Access All the Benefits of a VA Loan

In a market where home prices remain high and mortgage rates can feel punishing, a U.S. Department of Veterans Affairs (VA) loan may be the key to unlocking homeownership for those who have served our country.

• Housing News
• October 13, 2025

Gen Z Has Entered the Chat: Here’s What They’re Looking for in a Home

It might feel like Generation Z is still in high school and years away from making adult decisions. But the oldest members of this generation are already 28, years into their careers, and buying their first homes.

• Homebuyers
• September 8, 2025

Forget the Myths You’ve Heard. If You’re Self-Employed, You May Still Be Able to Buy a Home

For many people, being self-employed is the dream. However, this can make it harder to get a traditional mortgage. That’s where non-QM loans come in.

• Homebuyers
• September 1, 2025

5 Ways to Lock In a Lower Mortgage Rate

There are ways homebuyers may be able to lock in a lower mortgage interest rate. They just have to get a little creative.