Given how much time we all spent at home over the last year, the word “home” has a much different meaning than it did just 12 months ago. A home used to just be the place where you lived.
Believe it or not, tax season is already here. And if you are looking for possible deductions on your federal income taxes, there are plenty of reasons to read on. If you completed a mortgage refinance in 2020, you may be realizing the benefits of lower payments and possibly a lower rate.
Despite the pandemic’s impact on the country and the economy, one could argue that housing was never hotter than it was last year.
At New American Funding, we believe that buying a home truly is the American Dream. It helps create generational wealth and alters the trajectory of people’s lives.
Are you considering applying for a mortgage at some point in the near future? If you are, it is probably a good time to review your credit information and perhaps take steps to improve your credit score.
Buying your first home can be overwhelming. In the midst of saving for a down payment and searching for the property you've been dreaming of, you must also find the right lender and make sure you meet the long list of qualifications it will require before offering you a loan.
Do you currently have an FHA-insured loan? If you've thought about refinancing recently given how low mortgage rates have been this year, it may be in your best interest to see if switching to a conventional loan could save you money by eliminating your monthly mortgage insurance payments.
When it comes to getting a mortgage, there are a few numbers that are important to the process. Chief among those is your credit score, which is a numerical value that signifies how good you are at meeting your financial obligations.
Are you thinking about buying a home or refinancing your current mortgage? If so, one of the biggest pieces of the puzzle will be the interest rate you are eligible for on your loan.
Considering what’s been going on in the world for the last several months, there are probably quite a few people who are considering selling their home and finding one that better suits their needs.
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