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14 Business Day

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14 Business Day Close Guarantee Badge

What is Our 14 Business
Day Close Guarantee?

In an always changing, ever-competitive mortgage market, New American Funding offers a 14 Business Day Close Guarantee on many of our purchase loan transactions. For you as a borrower, that means a faster loan experience to help get you into the home of your dreams. With the 14 Business Day Close Guarantee, New American Funding stands behind its loans with the competitive edge you need to complete your loan quickly and to build a trusted relationship with you for future homebuying and refinancing opportunities.

Your Loan Closed in 14 Business
Days. Guaranteed.

We guarantee that your loan will close in 14 business days. Period. Delivering loans on time is our top priority! With our 14 Business Day Close Guarantee, you get:

  • Fast Credit Approvals
  • Accelerated Loan Processing
  • Expedited Underwriting

Combined with a fully underwritten preapproval, our 14 Business Day Close Guarantee gives you a powerful one-two punch that's impossible for sellers to ignore. If New American Funding fails to close your purchase in 14 business days, a lender credit of $250† will be applied toward your closing costs.

Advantages May Include:

  • Providing certainty and control in the bargaining process
  • Making offers more attractive to sellers
  • Moving offers to the front of the line
  • Easing time worries for all parties

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Your privacy is protected. We never sell your information.

14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, Brokered out loan transactions, FHA 203k, VA, USDA, Mortgage Bond Programs, Down Payment Assistance loans, MCC, non-delegated loan programs, Bank-owned properties and Short Sale Transactions, non-warrantable condominiums, non-Qm loan and jumbo loans. The guarantee does not apply if events occur beyond the control of New American Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 business day trigger begins when the borrower has provided a complete loan file (including income and assets documentation) and the borrower has authorized credit card payment for the appraisal. If New American Funding fails to perform otherwise, a credit of $250 will be applied towards closing costs.  NAF reserves the right to amend or terminate its on-time closing guarantee at any time, with or without notice.  Cannot be combined with other offers or discounts.



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