Mortgage Basics

Housing News
October 7, 2021

What to Know About Closing on a Home

From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals.

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Homeowners
September 16, 2021

11 Things to Do Before Buying a House

Buying a house can be an exciting time. While it's one of life's more important decisions, it can be accomplished simply with some basic preparation.

A smiling man pics a woman up in a hug inside of a home while a professional stands beside them smiling

Homebuyers
September 9, 2021

Before You Bid – 6 Steps to Getting the House You Want

Buyers can compete in a seller's market by taking steps like getting preapproved for a loan, working with the right real estate agent, and crafting a well-considered bid for the home you want.

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Homebuyers
August 3, 2021

To Buy or Rent: A Sentimental Look

Should you stay in your rental home or purchase your dream home? When is the best time to buy a home?

A Hispanic woman and man sit on the couch together looking at a tablet

Homebuyers
July 28, 2021

What Are Mortgage Points?

Paying mortgage points to pay down your interest rate can be a good way to save money over time as long as you have enough money to pay for them upfront as part of your closing costs.

Homebuyers
June 3, 2021

How to Buy a Home in a Seller's Market - Infographic

In many parts of the country, potential homebuyers are noticing the low number of homes for sale. According to many real estate analysts, the situation looks like it's not going to change any time soon, as more Millennials decide they are ready to make their move into homeownership. Learn how to buy a home in a seller's market!

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Homebuyers
May 26, 2021

Down Payments: What You Should Know

One thing everyone, especially first-time home buyers, considers when looking to buy a house is saving for a down payment. As it turns out, you may not have to save as much as you think to buy a home.

A graphic showing a high credit score and various forms of money like cash and a credit card

Homebuyers
May 20, 2021

Understanding Your FICO Credit Score

Many of your financial investments depend on a single three-digit number: your credit score. This number is derived from your financial history and helps determine what kind of loans or lines of credit you may qualify for.