- Homebuyers
- April 28, 2026
Mortgage Rates Then, Now, and Why Sitting on the Sidelines Could Cost You
To understand today’s housing market, it helps to look at how mortgage rates have changed before, during, and after the pandemic.
To understand today’s housing market, it helps to look at how mortgage rates have changed before, during, and after the pandemic.
An increasing number of properties are now listed as “coming soon,” giving buyers a sneak peek of homes before they officially hit the market.
In some places, that added housing supply is starting to tip the balance in favor of homebuyers.
If saving enough for a down payment is challenging, tapping into your 401(k) or other retirement savings may look like an attractive option.
Most homeowners with mortgages didn’t realize all the different ways they could save money when purchasing a home before they started the homebuying process.
Baby Boomers aren’t giving up their grip on the housing market. The generation continues to make up the largest share of homebuyers.
Securing a mortgage is often one of the biggest homebuying steps. And sellers often consider how quickly you’re able to lock in a loan when they’re deciding between offers. So, how long does a mortgage application and approval take?
It’s more affordable to buy a home in the vast majority of the country than it was last year.
In more housing markets, first-time homebuyers are finding increased options, less competition, and a clearer path to ownership. These are the best markets for first-time homebuyers.
If you’re considering an ARM, here’s what you need to know.