- Homebuyers
- October 6, 2025
The Housing Market Finally Finds Balance: What it Means for Buyers This Fall
The U.S. market has reached five months of supply of housing stock, according to Realtor.com’s August Monthly Housing Report.
Contributing Writer, New American Funding
Margaret Heidenry is a writer at New American Funding. She was previously an editor and writer at Realtor.com. Her work has appeared in the New York Times Magazine, Vanity Fair, and Boston Magazine.
The U.S. market has reached five months of supply of housing stock, according to Realtor.com’s August Monthly Housing Report.
For anyone shopping for a home, one question often looms large: Should you buy new construction or make an offer on an existing home?
Buyers who skipped the spring, burned by higher rates and limited options, are starting to return this fall.Â
Mortgage rates have been on the decline lately, much to the delight of homebuyers and homeowners. Homebuyers waiting for mortgage rates to dramatically decline may be in for a longer wait—unless they choose an adjustable-rate mortgage.
Selling your home in the fall can be tricky. The summer rush is over, and buyers are starting to hibernate for the approaching holidays. And yet, if done right, sellers can still land a great deal.
If the U.S. Federal Reserve continues to lower rates, now may be a good time to get your finances in order.
Before you apply for a refinance, make sure it will wind up saving you money over the short- and long-term. You may also want to refinance to shorten the length of your loan.
It isn’t just what it costs to buy a home today. It’s about what not buying a home could cost you in the long run.
For years, fall has been the overlooked season in real estate. But this year, autumn is shaping up to be prime homebuying time for those still on the hunt.
For the past four years, homebuyers faced a tough equation: too few homes for sale at high prices equaled a market where sellers called the shots. But that math is changing in 2025.
Subscribe to our newsletter for market updates, mortgage tips, and homebuying hacks - straight to your inbox!
You are being redirected to a third party website. New American Funding is not responsible for the content of this website, including its privacy policy. Do you want to continue?
Important Update: We have updated important provisions in our Terms of Use, including sections on information handling, artificial intelligence, security, third party website links, indemnity, warranties, arbitration and class action, and online and mobile applications. Click here for more information.