Margaret Heidenry

Senior Staff Writer, New American Funding

Margaret Heidenry is a writer at New American Funding. She was previously an editor and writer at Realtor.com. Her work has appeared in the New York Times Magazine, Vanity Fair, and Boston Magazine.

Margaret Heidenry Articles

Homebuyers
October 1, 2025

Is This Fall the New Spring for Buying a Home?

Buyers who skipped the spring, burned by higher rates and limited options, are starting to return this fall.

Homebuyers
September 26, 2025

Homebuyers May Want an Adjustable-Rate Mortgage This Fall for This Big, Money-Saving Reason

Mortgage rates have been on the decline lately, much to the delight of homebuyers and homeowners. Homebuyers waiting for mortgage rates to dramatically decline may be in for a longer wait—unless they choose an adjustable-rate mortgage.

Homeowners
September 25, 2025

Calling Fall Home Sellers: 5 Smart Moves To Make Now

Selling your home in the fall can be tricky. The summer rush is over, and buyers are starting to hibernate for the approaching holidays. And yet, if done right, sellers can still land a great deal.

Homebuyers
September 24, 2025

What You Need to Do Right Now to Take Advantage of Lower Rates

If the U.S. Federal Reserve continues to lower rates, now may be a good time to get your finances in order.

Young woman looking at her phone and smiling

Homebuyers
September 15, 2025

Ready, Set, Refinance: What Homeowners Can Do to Get Ready to Refinance When Interest Rates Drop

Before you apply for a refinance, make sure it will wind up saving you money over the short- and long-term. You may also want to refinance to shorten the length of your loan.

Homebuyers
September 11, 2025

Why Putting Off Buying a Home May Cost You Serious Money

It isn’t just what it costs to buy a home today. It’s about what not buying a home could cost you in the long run.

A couple talking to their real estate agent in front of a home sold sign

Homebuyers
September 9, 2025

Fall 2025 is Shaping Up to be a Buyer-Friendly Market—Here’s How to Play It

For years, fall has been the overlooked season in real estate. But this year, autumn is shaping up to be prime homebuying time for those still on the hunt.

Homebuyers
September 3, 2025

Real Estate by the Numbers: Why 2025 Buyers Have the Upper Hand

For the past four years, homebuyers faced a tough equation: too few homes for sale at high prices equaled a market where sellers called the shots. But that math is changing in 2025.

Homebuyers
August 28, 2025

The Rise of Mortgage Rate Buydowns: How They Can Save Buyers Thousands

Some builders, and even the occasional seller, are so eager to get to the closing table that they are buying down mortgage rates for home shoppers.

Homeowners
August 22, 2025

How Soon Can You Refinance After Buying a Home?

For some homeowners who locked in mortgages during a higher-rate moment, one question looms large: “How long do I have to wait before I can refinance?”