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Oklahoma
Mortgage Calculator

How Much Will Your Mortgage Be in Oklahoma?
Located in the Midwest region of the United States, Oklahoma is home to beautiful mountainous landscapes, sweeping plains, forests, creeks and rivers. It was also home to the first installed parking meter. Oklahoma, the Sooner State, is ranked the fourth most affordable state in the U.S.
While mortgage rates in Oklahoma tend to be higher than the national average, the housing market is cheaper and growing steadily. Also, see FHA Loan in Oklahoma for details and requirements for a home in the state.
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Oklahoma Home and Mortgage
Stats to Know
County | Avg. Home Price | Avg. Days on Market |
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Source of Info PropertyPath
Factors That Can Affect Your Oklahoma Mortgage Calculations
Oklahoma Job Stats to Consider
Oklahoma is a major producer of natural gas, oil, and agricultural products. The state has a strong economic base in aviation, energy, telecommunications, and biotechnology. Two-thirds of the population dwell in and around Oklahoma City and Tulsa. The state is home to four Fortune 500 companies and is known for being a very business-friendly state.
The median household income in Oklahoma is $51,924 far below the national average of $61, 937, based on information collected form the Census ACS 1-year survey in 2018. This has risen slightly over the past few years. The unemployment rate in January 2020 was recorded at 3.3%, lower than the national average of 3.6%, according to information gathered by the Department of Numbers.
Oklahoma has six income tax brackets. Thus, the more you earn, the higher the tax rate you will pay. These brackets range from 0.5% to 5% with the average household paying $1,633 annually. The state sales tax is 4.5% with counties and cities charging an additional sales tax up to 6.5% for a maximum combined rate of 11%.