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How Much Will Your Mortgage Be in New Jersey?

Homeowners in the Garden State spend nearly one-quarter of their monthly income paying their mortgage thanks to its proximity to the ocean and bustling New York City, among other benefits.

The median home value in New Jersey increased by just over 6% in 2023, meaning the sooner you decide to purchase a home, the better, since the coming years will likely see a similar rise. If you want to move to New Jersey, see First-time Homebuyer Guide for New Jersey. Also, see FHA Loan in New Jersey for details and requirements for a home in the state.

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If you don't see the answers you're looking for, please reach out to one of our loan officers. We are dedicated to helping you make informed financial decisions for your future.

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Happy Homeowners

With more than 300,000 reviews online, don't just take our word for it. From first-time buyers to Veterans to seasoned investors, NAF is committed to serving our customers every step of the way.

Overall Rating

4.9/5 rating based on 372,627 reviews

Mallory was great at every step! She was easily accessible and thorough in explaining our options when deciding on how much we wanted to spend. Once we decided on a property she kept us informed the whole way through the process.

5.0

Jared Thomas M.

She answered my question in great detail and got straight to the point.

5.0

Anh Quan P.

The company was prompt and courteous. Interest rate was only concern. Not as competitive as others.

5.0

Tina L.

Cameron Torok of New American FUNDING was awesome! He helped me through everything. Was very knowledgeable with self employed type loans. If your self employed and having a time getting a loan this is the person to call on.

5.0

charles n.