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New Jersey
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How Much Will Your Mortgage Be in New Jersey?

Homeowners in the Garden State spend nearly one-quarter of their monthly income paying their mortgage thanks to its proximity to the ocean and bustling New York City, among other benefits.

The median home value in New Jersey increased by just over 6% in 2023, meaning the sooner you decide to purchase a home, the better, since the coming years will likely see a similar rise. If you want to move to New Jersey, see First-time Homebuyer Guide for New Jersey. Also, see FHA Loan in New Jersey for details and requirements for a home in the state.

Let's Calculate Your New Jersey Mortgage Payment

The dollar amount you expect to pay for a home
This is the initial payment you put toward the cost of your new home. How much do you plan to put down? You could put little-to-no money down depending on your loan type. However, when you enter a higher down payment into the mortgage calculator, it lowers your estimated monthly payment


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