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Georgia
Mortgage Calculator

How Much Will Your Mortgage Be in Georgia?
The Georgia housing market is roughly as affordable as the national average with Georgians spending 19% of their incomes on homes. While the Peach State’s prices continue to rise annually, they fall just behind U.S. averages of 20%. Georgia’s housing market is primarily made up of the Atlanta metro area, with smaller cities such as Savannah, Athens and Augusta being less expensive. Also, see FHA Loan in Georgia for details and requirements for a home in the state.
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Georgia Home and Mortgage
Stats to Know
County | Avg. Home Price | Avg. Days on Market |
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Source of Info PropertyPath
Factors That Can Affect Your Georgia Mortgage Calculations
Georgia Job Stats to Consider
Georgia's unemployment rate as of January 2020 was 3.1%, less than the national average of 3.7%. The average personal income is $56,183, slightly higher than the national average of $54,420.
Depending on which tax bracket your personal income falls into, income tax is a sliding scale between 1% and 5.75%. Georgia’s sales taxes are also some of the lowest in the country and vary between counties. Sales taxes range from 4% to 9%. Atlanta has its own city sales tax of 1.15%.