Mortgage Interest Rates

Today's Mortgage Rates

30 Year Fixed

3.750%
3.966% APR

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15 Year Fixed

3.125%
3.506% APR

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5/1 ARM

3.750%
4.844% APR

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VA

3.250%
4.450% APR

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Lowest Rates in a Year - Act Now!

A mortgage rate is the interest rate you pay on your mortgage loan. Mortgage rates change daily and are based on changes in the market, but they're still at historical lows. Depending on your loan type, your interest rate could be a fixed interest rate or an adjustable interest rate throughout your mortgage term.

If you're in the market for a mortgage, you may want to lock in your rate sooner rather than later as they do change every day and could have a risk of increasing.

30 Year Fixed Mortgage Rates

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Your interest rate stays the same over the 30-year period while you repay the loan.

15 Year Fixed Mortgage Rates

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The interest rate is lower than a 30-year fixed mortgage. However, your monthly payment is higher than a 30-year mortgage because your repayment period is shorter.

5/1 ARM Mortgage Rates

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You get the lowest rate available for the first five years of your mortgage. After that 5-year period, your interest rate will adjust up or down according to the market rates at that time. The 5/1 ARM is a great option if you plan to move or refinance your home within five years.

VA Mortgage Rates

Important Information: View Loan Disclosures

Interest rate offered for active duty military, veterans, and certain military spouses.

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