Don Sadler Articles

• Homeowners
• March 27, 2026

How to Decide If It’s Time to Downsize Your Home

Here’s what homeowners should think carefully about if they’re considering downsizing.

• Homebuyers
• March 19, 2026

Second Thoughts? How to Avoid Homebuyer’s Remorse

There are ways homebuyers can make sure they’re purchasing the right homes for their personal and financial situations and stave off buyer’s remorse.

• Homeowners
• January 8, 2026

Considering a Cash-Out Refinance? How Your Home May Be Able to Help You Pay Your Bills

Homeowners often don’t realize that they may be able to use the equity they have built in their homes to help pay their bills with a cash-out refinance.

• Homeowners
• November 26, 2025

Homeowners, Here’s How to Calculate the Mortgage Refinance Break-even Point

By refinancing into a new mortgage with a lower interest rate, homeowners may be able to lower their monthly mortgage payment. This is how to figure out whether it makes financial sense to do so.

• Homebuyers
• November 20, 2025

Short Sales: Should You Give These Bargain Homes a Second Look?

One way to get a lower-priced home is through what’s known as a short sale. This occurs when a home is sold at a price that’s lower than what the homeowner owes on the mortgage.

• Homeowners
• September 16, 2025

Looking to Save Money? You May Want to Refinance Your Home Loan to an Adjustable-Rate Mortgage

Most people don’t like uncertainty, especially when it comes to their finances. So, they may shy away from adjustable-rate mortgages (ARMs) because the mortgage interest rate changes over time. However, ARMs often offer big savings in the first few years of the loan.

• Homebuyers
• September 5, 2025

The No. 1 Reason You Probably Shouldn’t Try to Time the Housing Market

It would be great to buy a home when prices are at rock bottom, sell it at the peak of the market, and then pocket the profits. But it's hard to predict future home prices.

• Homebuyers
• June 23, 2025

Creative Ways for Veterans to Tap into Their Home Equity

Eligible service members, veterans, and military spouses can tap into the equity in their homes to get cash to pay for many expenses through one of several different loan programs.

• Homebuyers
• May 14, 2025

How Do Lenders Verify Income on Mortgage Loan Applications?

Lenders examine a buyer’s financial picture as part of the process of determining whether to lend to a potential borrower. They must verify a potential borrower's income and employment.