About Tim Maxwell

Tim Maxwell Articles

• Housing News
• May 28, 2026

What the Fed Leadership Shake-Up Could Mean for Mortgage Rates

The U.S. Federal Reserve ushered in a new chair, Kevin Warsh, renewing hopes that lower mortgage interest rates are on the horizon.

• Homebuyers
• May 7, 2026

Does Getting Prequalified or Preapproved for a Mortgage Hurt Your Credit Score?

The good news is not all credit pulls affect your score. Even when hard inquiries are made for home loans, credit scores typically only drop by a few points and may recover in as little as a few months.

• Homebuyers
• April 22, 2026

Should You Borrow from Your 401(k) for a Down Payment? The Rewards and the Risks

If saving enough for a down payment is challenging, tapping into your 401(k) or other retirement savings may look like an attractive option.

• Homebuyers
• April 9, 2026

Are Adjustable-Rate Mortgages a Smart Option for First-Time Homebuyers?

If you’re considering an ARM, here’s what you need to know.

• Homebuyers
• April 7, 2026

Home Price Cuts: How to Find Properties with Price Cuts and Negotiate an Even Better Deal

There are plenty of properties for sale that have undergone a price cut or even multiple reductions.

• Homeowners
• March 16, 2026

Still Paying PMI? You May Be Able to Deduct Your Mortgage Insurance from Your Taxes Next Year

Every month, millions of homeowners pay for mortgage insurance. The good news is they may soon be able to get some of that money back.

• Homeowners
• February 11, 2026

Tax Deductions Homeowners Must Know Before Filing This Year

With tax season comes changes in tax deductions and credits that could make a real difference to the bottom lines of homeowners. And who doesn’t want that extra cash?