- Homebuyers
- April 22, 2026
Should You Borrow from Your 401(k) for a Down Payment? The Rewards and the Risks
If saving enough for a down payment is challenging, tapping into your 401(k) or other retirement savings may look like an attractive option.
Contributing Writer, New American Funding
Tim Maxwell is a former broadcast news journalist turned writer who enjoys covering mortgage and housing topics. His work regularly appears on CBS News, Bankrate, Experian, and other news outlets.
If saving enough for a down payment is challenging, tapping into your 401(k) or other retirement savings may look like an attractive option.
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