About Meera Pal

Meera Pal Articles

• Homebuyers
• May 22, 2026

How to Buy a Home with 0% Down Using an FHA Loan

An FHA loan paired with a second mortgage or down payment assistance can be the difference between renting and owning you own home.

• Homebuyers
• May 1, 2026

Why It’s Never Too Late to Become a First-Time Homebuyer

The average age of first-time homebuyers has risen, with more Americans making their first purchase in middle age and beyond.

• Homebuyers
• April 3, 2026

Need a Down Payment for a Home? How to Maximize Your Tax Return

A tax refund can help you save for a home purchase faster, if you know how to maximize the return.

• Homeowners
• December 29, 2025

Reverse Mortgage Evolution: More Protection, More Peace of Mind for Older Homeowners

Reverse mortgages have been around for decades, but today’s loans look very different from earlier versions.

• Homebuyers
• December 4, 2025

Buyer Be Warned: What Home Inspections Don’t Always Catch

Home inspections aren’t an ironclad guarantee against future repairs or costly surprises.

• Homebuyers
• November 14, 2025

Timeless or Troublesome? What You Need to Know Before Buying a Historic Home

A historic home can offer beauty and pride of ownership, but it also demands time, money, and a readiness to follow strict rules that don’t leave a lot of room for flexibility.

• Homebuyers
• October 28, 2025

Hoping to Save Money During the First Years of Your Mortgage? An Adjustable-Rate Mortgage or Buydown Loan May Be Right for You

Knowing how ARMs and buydown loans work and who they’re best suited for can help buyers decide which option fits their budget and long-term plans.

• Homebuyers
• October 24, 2025

Great Home, Nightmare Neighbors? How to Avoid a Bad Match

While the home may check every box on your wish list, the real deal-breaker might be next door. A little curiosity now can spare you years of frustration, and ensure your new address really feels like home.

• Homeowners
• September 29, 2025

Homeowners, Lower Interest Rates are Making Cash-Out Refinances More Affordable

Cash-out refinances allow you to trade in your existing mortgage for a new, larger loan and then pocket the difference using your home equity as collateral.

• Homebuyers
• September 10, 2025

Yes, You Can Buy a Home for Just $1. But Will You Regret It?

Everyone loves a good deal. So, when a home pops up on the market for the bargain price of just $1, it’s easy to imagine packing your bags and living mortgage-free.