About Ellen Sheng

Ellen Sheng Articles

• Homebuyers
• September 29, 2026

A 680 Credit Score: Is It Good Enough to Buy a Home?

If you've been holding off on buying a home because you have a credit score in the 600s, you may be waiting longer than necessary.

• Homebuyers
• September 21, 2026

A Mortgage Rate Buydown Can Lower Your Monthly Payment: Here’s How It Works

A mortgage rate buydown lets you start homeownership with a lower mortgage interest rate and a smaller monthly housing payment for the first few years.

• Homebuyers
• August 12, 2026

Foreclosures, Short Sales, and REO Properties: A Buyer’s Guide to Distressed Real Estate

The deals are real with foreclosures, but so are the risks. Here’s what you should know.

• Homebuyers
• July 1, 2026

Doctors, Dentists, and Pharmacists: How Physician Mortgages May Help You Buy a Home

Physician mortgages help qualifying medical professionals get a home loan with a low or no down payment. This may make it easier for these high earning professionals to buy a home earlier in their careers.

• Homebuyers
• May 8, 2026

Mother-Daughter Homes: What To Know About This Multigenerational Living Arrangement

With home prices high and caregiving demands on the rise, many families are turning to mother-daughter homes as a form of multigenerational living.

• Homeowners
• April 10, 2026

Should You Use a Home Equity Loan to Put Your Kids Through College?

Parents of college-bound kids may be able to use a home equity loan to help pay for tuition.

• Homeowners
• March 9, 2026

Reverse Mortgages and Taxes: The Advantages Homeowners Won’t Want to Miss Out On

The money you receive from a reverse mortgage isn’t taxable income and that’s just one of the potential tax advantages for older homeowners.