HELOC Hacks: Smart Solutions for Homeowners
Do you need to renovate your kitchen, pay off debt, or finance a major expense? A Home Equity Line of Credit could be your answer. Here's what you need to know about HELOCs.
- Jul. 26, 2024
- Home Loans
Karen Rodriguez
Staff Writer, New American Funding
Posts by Karen Rodriguez
Homeowners May Be Surprised About What Their Insurance Policies Cover—And What They Don’t
Home insurance provides a safety net for homeowners, protecting them from unexpected financial burdens. However, many homeowners may not realize that some potential damages may not be covered.
- Jul. 25, 2024
- Home Loans
Unlocking the Dream: Top 10 Cities Where Black Families Can More Easily Afford Starter Homes
Homeownership is key for building generational stability, yet for many Black families, it may feel increasingly out of reach. Here are 10 cities that offer better opportunities for Black people.
- Jul. 24, 2024
- Home Loans
Have a Low Rate Locked In? The Smart Way to Do a Second Mortgage
Have you ever felt the pinch of needing extra cash? If you have a super-low mortgage rate, you may not want to give it up with a cash-out refinance. A second mortgage might be a solution.
- Jul. 22, 2024
- Home Loans
How to Qualify for a Mortgage with Less-Than-Perfect Credit
Less-than-perfect credit doesn't have to hold you back from qualifying for a mortgage—it's possible. Here's how.
- Jul. 19, 2024
- Home Loans
Insider Tips and Tricks: Mortgage Lenders Reveal Secrets to a Smooth Homebuying Experience
Buying a home may initially feel overwhelming. However, with the right preparation, you can streamline the process and save time, money—and save yourself plenty of stress.
- Jul. 16, 2024
- Home Loans
Slash Your Mortgage: Strategies to Pay Off Your Home Loan Faster and Save Big
A mortgage is a big commitment - both financially and in terms of time. However, there are several ways that you can save money and time on your home loan.
- Jul. 12, 2024
- Home Loans
High Student Loans? Here's How You Can Still Buy a Home
If you have student loan debt, you are not alone. But just because you are still paying off your college education doesn’t necessarily mean you have to put your dreams of homeownership on hold.
- Jul. 5, 2024
- Home Loans
Self-Employed? No Problem. How to Get a Non-QM Loan to Buy a Home
These days, more Americans are starting their own businesses or joining the gig economy. This can make it harder to qualify for a mortgage, but there are options to make homeownership possible.
- Jul. 1, 2024
- Home Loans
The 8 Mistakes Many Homebuyers Make—And How to Avoid Them
The dream of finding the perfect home can sometimes cloud judgment, causing some homebuyers to make avoidable mistakes. By taking proactive steps, home shoppers can potentially save themselves money—and heartbreak.
- Jun. 28, 2024
- Home Loans