Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Make stronger, cash-backed offers
Close in as few as 10 days
No financing contingency needed
Seamless conversion to permanent financing
About your Loan Officer
Heather Fitz-Gustafson
Sr. Mortgage Advisor
With 11 years in the mortgage world, I’ve just about seen it all—and still love what I do every day. I’m licensed in Oregon, Washington, Idaho, South Dakota, Arizona, and California, helping clients across the West find the perfect loan with clarity, confidence, and maybe a little humor along the way.
When I’m not working numbers, you’ll find me surrounded by my little farm crew: two Dobermans, my horses, and a goat with plenty of personali...
With 11 years in the mortgage world, I’ve just about seen it all—and still love what I do every day. I’m licensed in Oregon, Washington, Idaho, South Dakota, Arizona, and California, helping clients across the West find the perfect loan with clarity, confidence, and maybe a little humor along the way.
When I’m not working numbers, you’ll find me surrounded by my little farm crew: two Dobermans, my horses, and a goat with plenty of personality. I’m also busy cheering for the Oregon Ducks (once an athlete, always an athlete!) and spoiling my two favorite humans—my nieces.
Whether you’re buying, refinancing, or just exploring options, I’m here to make the mortgage process simple, smooth, and maybe even enjoyable.
Customer Reviews
Our Customers Love Us!
4.9/5Based on 19 reviews
The quickness and simplicity of everything that I had to do
4.8
Nicholas S.
3/27/2026The Dalles, OR
I highly recommend Heather, she was very professional and courteous. We are very happy and satisfied with the whole process from beginning to the end. Thank you Heather!!
5.0
LaDonna M.
9/22/2025
Heather is the best in the industry. She just finished closing my nephew with his first home purchase and myself in a cash out refinance on an investment property. Whether you're a first time home buyer or seasoned real estate investor, Heather will get your loan closed FAST.
5.0
Dan T.
8/13/2025
Heather was super fantastic to work with! She helped answer questions we had and was prompt with updates/answers. We will definitely work with her in the future! She was always so kind to talk to as well and went above and beyond to make sure we closed on time. I cannot say enough wonderful things about Heather and working with her!
5.0
Bonnie F.
5/13/2025
Heather was very helpful during my husband and I first time home buying process. She answered all of our questions promptly, gave us great advice about things to be aware of, and worked with us during a shortened, 21 day closing window. I can recommend Heather enough!
5.0
MaKenna Q.
3/13/2025
Heather is a hard worker to get you what you need pays close attention to detail and has great communication. Next home purchase will be thru her.
5.0
AAA G.
10/5/2024
Heather helped us from start to finish in buying our home - she was absolutely amazing to work with! Great communication about what to expect. And she educated us in a respectful and professional way. Thank you again Heather!
5.0
Katie S.
10/5/2024
I enjoyed working with Heather she did a great Job on always keeping me informed and made My First Home Purchase go smoothly, she was very helpful with getting me the resources I need couldn't have asked for a better Loan Officer she's amazing.
5.0
M F.
5/5/2024
The quickness and simplicity of everything that I had to do
4.8
Nicholas S.
3/27/2026The Dalles, OR
I highly recommend Heather, she was very professional and courteous. We are very happy and satisfied with the whole process from beginning to the end. Thank you Heather!!
5.0
LaDonna M.
9/22/2025
Heather is the best in the industry. She just finished closing my nephew with his first home purchase and myself in a cash out refinance on an investment property. Whether you're a first time home buyer or seasoned real estate investor, Heather will get your loan closed FAST.
5.0
Dan T.
8/13/2025
Heather was super fantastic to work with! She helped answer questions we had and was prompt with updates/answers. We will definitely work with her in the future! She was always so kind to talk to as well and went above and beyond to make sure we closed on time. I cannot say enough wonderful things about Heather and working with her!
5.0
Bonnie F.
5/13/2025
Heather was very helpful during my husband and I first time home buying process. She answered all of our questions promptly, gave us great advice about things to be aware of, and worked with us during a shortened, 21 day closing window. I can recommend Heather enough!
5.0
MaKenna Q.
3/13/2025
Heather is a hard worker to get you what you need pays close attention to detail and has great communication. Next home purchase will be thru her.
5.0
AAA G.
10/5/2024
Heather helped us from start to finish in buying our home - she was absolutely amazing to work with! Great communication about what to expect. And she educated us in a respectful and professional way. Thank you again Heather!
5.0
Katie S.
10/5/2024
I enjoyed working with Heather she did a great Job on always keeping me informed and made My First Home Purchase go smoothly, she was very helpful with getting me the resources I need couldn't have asked for a better Loan Officer she's amazing.
Get started with a custom mortgage rate quote today!
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No SSN required. Zero credit impact. It takes less than 1 minute.
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