About Heather Fitz-Gustafson

With 11 years in the mortgage world, I’ve just about seen it all—and still love what I do every day. I’m licensed in Oregon, Washington, Idaho, South Dakota, Arizona, and California, helping clients across the West find the perfect loan with clarity, confidence, and maybe a little humor along the way.

 

When I’m not working numbers, you’ll find me surrounded by my little farm crew: two Dobermans, my horses, and a goat with plenty of personality. I’m also busy cheering for the Oregon Ducks (once an athlete, always an athlete!) and spoiling my two favorite humans—my nieces.

 

Whether you’re buying, refinancing, or just exploring options, I’m here to make the mortgage process simple, smooth, and maybe even enjoyable.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.99/5 Based on 11 reviews
5/5

Keith

Transaction Completed:
6/20/2026

"Heather answered all of my questions and guided me through the process . It was a great experience and I recommend her and the team highly!"

The Dalles, OR
5/5

Melissa

Transaction Completed:
6/19/2026

"Heather was on top of every detail from start to finish, incredibly professional and very communivative. I would reccomend her to any and all of my clients."

The Dalles, OR
5/5

Virginia Rose

Transaction Completed:
6/19/2026

"The best loan experience ever and all due to Heathers expertise and helpfulness!! AAA+++"

The Dalles, OR
5/5

Julie A

Transaction Completed:
5/8/2026

"Heather's constant availability and her taking our deal to the C-suite when the appraiser was \"wrong\" and getting our deal closed! Heather is knowledgable, efficient, an excellent communicator and a positive force to work with on a deal. We'll use her again!"

Thousand Palms, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Location

New American Funding

Temecula, CA

27431 Enterprise Circle West, Suite #200
Temecula, CA 92590

Direct: 541-980-7404

Email: heather@vintagemortgage.com

Get Directions