- Videos
- July 31, 2025
Should You Lock—or Float—Your Mortgage Interest Rate?
A big question that many home shoppers have is whether to lock in their mortgage interest rate—or float it and hope that rates will fall.
Homebuyers
Homebuyers Articles
- Videos
- July 17, 2025
What are Mortgage Contingencies—And Why Homebuyers Need Them
Don’t overlook the importance of contingencies when you’re putting your offer together. These powerful, little clauses can provide you with financial peace of mind.
- Videos
- May 15, 2025
What Happens After Your Offer on a Home Has Been Accepted?
Congratulations, your offer on a home has been accepted. These are the costs you should expect as you close.
- Videos
- April 24, 2025
Can Homebuyers Save Money by Buying Mortgage Points?
Homebuyers hoping to save money every month on their housing payments may want to consider purchasing mortgage discount points.
- Videos
- April 17, 2025
How to Boost Your Credit Score
If you’re hoping to qualify for a mortgage, having a high credit score can pay off.
- Videos
- April 10, 2025
How to Navigate a Buyer’s Market
Buyers may be able to negotiate more with sellers in a buyer’s market, asking for lower prices, closing cost assistance, and costly repairs.
- Videos
- March 27, 2025
Why Homebuyers Need an Appraisal
An appraiser will make sure the home you hope to purchase is priced fairly. This protects the buyer and the lender.
- Videos
- March 13, 2025
Can You Afford a Mortgage Payment?
It’s important to make sure you can afford a home, before purchasing one.
- Videos
- February 27, 2025
The 4 Dos and Don’ts for Submitting an Offer on a Home
If you plan to put in an offer on a home, there are certain things you should do, and other things that you shouldn’t.
- Videos
- February 20, 2025
What are Closing Costs?
Closing costs are generally 2% to 6% of your mortgage amount. This covers things like the home appraisal, legal fees, lender fees, homeowner association assessments, taxes, and the costs of pulling credit reports.
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