- Homebuyers
- August 18, 2025
Understanding Conforming Loans vs. Non-Conforming Loans—And Why Homebuyers Should Care
Homebuyers may want to understand the differences between conforming and non-conforming loans when choosing a mortgage.
Loan Types
Loan Types Articles
- Homebuyers
- August 15, 2025
Too Good to Be True? What Homebuyers Need to Know About 1% Down Mortgages
Some lenders have begun offering ultra-low-down payment mortgages, as low as 1%, to help more people achieve homeownership.
- Homebuyers
- July 7, 2025
Love Rustic Homes? How to Get a Mortgage for a Barndominium—Yes, it’s Possible
Once relegated to off-grid dreamers, barndominiums—aka barndos—have officially graduated into the mainstream. While the aesthetic is easy to love, financing a barndominium takes a bit of extra work.
- Homebuyers
- June 13, 2025
FHA Loan Closing Costs: Understanding What's Included and How You May Be Able to Save Money
Many homebuyers choose Federal Housing Administration (FHA) loans because they don’t need to bring as much money to the closing table. But they will still need to pay for FHA closing costs.
- Homebuyers
- May 13, 2025
Choosing a Mortgage? Conventional Loans vs. FHA, VA, and USDA Loans
If you’re shopping for a mortgage, you likely have more loan options than you realize. Conventional Loans are one of the most popular choices. But FHA, USDA, and VA loans may be a better fit.
- Homebuyers
- April 2, 2025
Bridge the Gap: How Homebuyers Can Use Down Payment Assistance on Conventional Loans
Homebuyers using Conventional loans may be able to use down payment assistance to help them to afford a home.
- Homebuyers
- March 25, 2025
Planning to Use a 0% Down USDA Loan? What To Know About USDA Appraisals
Homebuyers using a USDA loan must undergo a USDA appraisal. Here's what that entails.
- Homebuyers
- March 11, 2025
Home Loans for Lower-Income Buyers: What You Should Know
Discover mortgage programs designed to help lower-income homebuyers with down payments, closing costs, and affordable financing options, making homeownership more accessible.
- Homebuyers
- March 6, 2025
Condo Conundrum: Your Guide on How to Purchase a Condo with an FHA Loan
Getting an FHA loan for a condo can be tricky. Here's what buyers need to know.
- Homebuyers
- November 21, 2024
Low Payments Now, High Costs Later: The Truth About Interest-Only Mortgages
Interest-only loans allow borrowers to pay just the interest on a loan for a set period. But then monthly mortgage payments may increase substantially.
Smart Moves Start Here.