Tip: Lower debt and higher scores improve approval odds.
Not a First-Time Buyer?
You may still qualify for assistance.
About 4 in 10 programs are open to all buyers.
Credit Evaluation
Lenders use a tri-merge credit report (which combines data from all three bureaus).
The middle of the three scores is commonly used.
Visit our first-time homebuyer guide for more information and consult with a licensed mortgage lender for specific rules and requirements. First-time homebuyer programs vary by city, county, or state.
Loans for First-Time Homebuyers
We offer a wide range of loan options for first-time homebuyers, here are a few of the most popular options:
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