Kristen Vagedes

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Sales Manager

Kristen Vagedes NMLS #673256 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Kristen Vagedes is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 119 reviews

Kristen was great and made the entire process of buying a home almost effortless! She was very informative and supportive when we had questions or worries. I would highly recommend her to anyone in the process of wanting to buy a home!

5.0

Travis Waters

8/11/2026

5.0

Travis W.

8/11/2026 Hamilton, OH

Kristen was there to help every step of the way and made it a very easy and smooth process.

5.0

Joshua C.

8/6/2026 Vandalia, OH

5.0

Tabitha King

7/17/2026

Kristen made the entire process seamless! She was in communication and took care of things on the back side we didn't need to stress about, which made the entire process much easier. The house buying process is cumbersome and having someone like Kristen in your corner is exactly what you need!

5.0

Tabitha K.

7/17/2026 Dayton, OH

Everything went perfectly! We were able to close a little early, which was a benefit to both fire and Seller! Kristin was wonderful to work with!

5.0

Kerry S.

7/14/2026 Dayton, OH

Kristen and her team were a pleasure to work with, and extremly helpful at every step

5.0

RoofhoppinRazor

7/2/2026

Kristen and her team were a pleasure to work with, and extremly helpful at every step

5.0

Ted R.

7/2/2026 Englewood, OH

5.0

Travis Waters

8/11/2026

5.0

Travis W.

8/11/2026 Hamilton, OH

Kristen was there to help every step of the way and made it a very easy and smooth process.

5.0

Joshua C.

8/6/2026 Vandalia, OH

5.0

Tabitha King

7/17/2026

5.0

Tabitha K.

7/17/2026 Dayton, OH

Everything went perfectly! We were able to close a little early, which was a benefit to both fire and Seller! Kristin was wonderful to work with!

5.0

Kerry S.

7/14/2026 Dayton, OH

Kristen and her team were a pleasure to work with, and extremly helpful at every step

5.0

RoofhoppinRazor

7/2/2026

Kristen and her team were a pleasure to work with, and extremly helpful at every step

5.0

Ted R.

7/2/2026 Englewood, OH

NAF News

Homebuyer Education

Maximize Your Home Equity: How to Use a HELOC to Buy a New Home

Homeowners

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Kristen Vagedes

CLOSE FASTER WITH NAF CASH

Key Benefits

Kristen Vagedes

Sales Manager

Our Customers Love Us!

Homebuyer Education

Maximize Your Home Equity: How to Use a HELOC to Buy a New Home

What Is an FHA Assumable Loan? How It Works and Who Qualifies

The 10 Hottest ZIP Codes of 2026

How Do Lenders Verify Income on Mortgage Loan Applications?

Get started with a custom mortgage rate quote today!

CLOSE FASTER WITH NAF CASH

Key Benefits

Kristen Vagedes

Sales Manager

Our Customers Love Us!

Homebuyer Education

Maximize Your Home Equity: How to Use a HELOC to Buy a New Home

What Is an FHA Assumable Loan? How It Works and Who Qualifies

The 10 Hottest ZIP Codes of 2026

How Do Lenders Verify Income on Mortgage Loan Applications?

Get started with a custom mortgage rate quote today!

Stay one step ahead