Josh Fulton

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Sr. Loan Consultant

Josh Fulton is a dedicated Sr. Loan Consultant with solid experience in home loan origination. Josh Fulton, NMLS #1612041 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 247 reviews

Josh Fulton did an outstanding job helping me get approved for the mortgage on my new home, especially given that I’m self-employed. He was knowledgeable, responsive, and made what can be a complicated mortgage process feel much easier. Josh took the time to understand my situation, clearly explained what was needed, answered all my questions, and kept me informed every step of the way. His professionalism, attention to detail, and dedication really stood out throughout the entire process. I’m incredibly grateful for his help and would highly recommend Josh to anyone looking for a knowledgeable and dependable mortgage lender - especially fellow self-employed buyers!

5.0

Evan Ingram

8/12/2026

5.0

Evan I.

8/12/2026 Champaign, IL

The process was easy and smooth. Josh and his team were always quick to respond when I had a question or needed assistance. I truly enjoyed working with them.

5.0

Grace Hennessey

7/30/2026

The process was easy and smooth. Josh and his team were always quick to respond when I had a question or needed assistance. I truly enjoyed working with them.

5.0

Grace H.

7/30/2026 Roanoke, IL

Very friendly was very professional and responsive throughout entire experience.

5.0

Collin D.

7/28/2026 Farmer City, IL

Josh was super helpful and did everything he could to make sure that we were approved.

5.0

Brittney A C.

7/27/2026 Bloomington, IL

Josh and his team were a tremendous help throughout the entire process. Everything was clearly explained, and easily completed with little to no delays. I couldn't have asked for an easier process or a better group of individuals to work with!

5.0

Keithyn G.

7/24/2026 Danville, IL

He went above and beyond! He answered questions and helped us through things that normally a loan company would not. Last minute time crunching stress and he still did great!

5.0

Alyssa C.

7/12/2026 Wapella, IL

5.0

Evan Ingram

8/12/2026

5.0

Evan I.

8/12/2026 Champaign, IL

The process was easy and smooth. Josh and his team were always quick to respond when I had a question or needed assistance. I truly enjoyed working with them.

5.0

Grace Hennessey

7/30/2026

The process was easy and smooth. Josh and his team were always quick to respond when I had a question or needed assistance. I truly enjoyed working with them.

5.0

Grace H.

7/30/2026 Roanoke, IL

Very friendly was very professional and responsive throughout entire experience.

5.0

Collin D.

7/28/2026 Farmer City, IL

Josh was super helpful and did everything he could to make sure that we were approved.

5.0

Brittney A C.

7/27/2026 Bloomington, IL

5.0

Keithyn G.

7/24/2026 Danville, IL

He went above and beyond! He answered questions and helped us through things that normally a loan company would not. Last minute time crunching stress and he still did great!

5.0

Alyssa C.

7/12/2026 Wapella, IL